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Credit Risk Specialist

2 months ago


Columbia, South Carolina, United States Gpac Full time

{"h1": "Credit Analyst Job Description", "p": "At GPAC, we're seeking a skilled Credit Analyst to join our team. As a Credit Analyst, you'll play a critical role in analyzing and risk-rating credit lines, ensuring they meet the bank's Loan Policy and Guidelines. Your expertise will help us make informed decisions and maintain our high standards of credit quality.", "ul": [{"li": "Analyze and risk-rate credit lines, ensuring consistency with regulatory agencies' findings"}, {"li": "Assist in training new staff and coordinating department activities, including month-end reporting and loan limit monitoring"}, {"li": "Review loan files to ensure they meet the bank's Loan Policy and Guidelines"}, {"li": "Present loan files or credit lines not meeting standards to the Credit Analyst Manager, with detailed explanations and recommended actions"}, {"li": "Communicate with Loan Officers to correct minor technical documentation discrepancies or identified potential credit weaknesses"}, {"li": "Attend Loan Committee meetings to present credit lines for final approval and classification"}, {"li": "Perform services and projects for affiliate banks, including compiling Board reports and testing loan underwriting guidelines"}, {"li": "Attend loan department and other committee meetings as requested by management"}, {"li": "Adhere to compliance procedures and participate in required compliance training"}], "p": "This opportunity includes an excellent compensation and benefits package. We pride ourselves on retaining employees and have one of the best tenure backgrounds in the area.", "p": "At GPAC, we're committed to diversity and inclusion. We welcome applications from qualified candidates without regard to race, age, color, sex, religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other protected status.", "p": "GPAC is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We're client-focused and dedicated to delivering the right solutions at the right time.", "h2": "Requirements", "ul": [{"li": "Bachelor's degree in finance, accounting, or a related field"}, {"li": "1+ years experience in a bank as a Credit or Financial Analyst preferred"}], "p": "If you're a motivated and detail-oriented individual with a passion for credit analysis, we encourage you to apply. Please submit your resume for consideration.", "p": "We look forward to reviewing your application and discussing this opportunity further.", "p": "Thank you for considering GPAC as your employer.", "p": "Sincerely, Nash Wergin"}