Loan Officer

3 days ago

Austin, Texas, United States Cornerstone Capital Bank Full time

{"h1": "Loan Officer Job Description at Cornerstone Capital Bank", "p": "At Cornerstone Capital Bank, we are seeking a highly skilled Loan Officer to join our team of top-tier mortgage professionals. As a Loan Officer, you will be responsible for promoting and selling our company's loan products and services to potential customers.

Responsibilities:

* Provide exceptional customer service and manage client relationships
* Identify client service and sales needs and respond to customer inquiries and referrals
* Conduct interviews with prospective borrowers to analyze financial and credit data
* Market, promote, and sell our company's loan products
* Negotiate rates and terms
* Define and manage customer loan process expectations
* Monitor and manage workflow to ensure timely closing
* Maintain product knowledge and stay up to date on changes to market conditions

Requirements:

* Minimum 3-5 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment
* Must be appropriately licensed by the applicable regulator in each state in which he/she does licensee activities
* Excellent communication skills and strong organizational, problem-solving, and analytical skills

What We Offer:

* Competitive salary and full benefits package
* Potential for a performance-based bonus dependent upon position/department

If you are a motivated and experienced Loan Officer looking for a new challenge, we invite you to apply for this exciting opportunity at Cornerstone Capital Bank.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.

However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)"}

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