CRA Officer Position

3 weeks ago


Miami, Florida, United States Pacifica Continental Full time
Job Summary

Pacifica Continental seeks a highly skilled CRA Officer to administer an effective Community Reinvestment Act Policy and Program. This role requires an in-depth knowledge of federal and state regulations to effectively assist in researching, preparing, implementing, maintaining, developing, and tracking all CRA existing products and services.

Key Responsibilities
  • Oversee all aspects of the Bank's Community Reinvestment Act (CRA) requirements.
  • Develop and execute the annual CRA performance plan.
  • Conduct community outreach and identify CRA pertinent needs of our assessment area.
  • Recommend and implement enhancements to the CRA Policy and Program.
  • Ensure the bank's community reinvestment activities are tracked, analyzed, and modified as appropriate to ensure at least a satisfactory rating.
  • Manage relationships with business units for collaboration in developing and monitoring performance goals that meet the bank's CRA objectives.
  • Prepare and present a semi-annual review and self-assessment of CRA activity.
  • Provide training and advisory services as needed to areas of the bank regarding CRA.
  • Assist in preparation for, and management of CRA examinations and internal audits.
Requirements
  • Five or more years of demonstrated strong CRA performance experience.
  • Seven or more years of related financial institution or regulatory experience.
  • Strong CRA-Whiz (or equal) software program skills.
  • Bachelor's degree.
  • Must have strong personal computer and communication skills.
  • Experience with mortgage lending and/or commercial lending compliance preferred.
  • Minimum 3 years' experience in compliance, audit, or risk management function.
  • Strong knowledge and understanding of banking laws and regulations.
  • Skill in the selection, development and management of vendors and community partners.
  • Able to work independently and in a team environment with people of diverse backgrounds.
  • Effectively uses organizational and time management skills to achieve goals and accomplish tasks timely.
  • Strong project management skills are a plus.
  • Knowledge of research and review processes and procedures, with the ability to plan, schedule and conduct regulatory reviews.
  • Establishes and maintains effective interpersonal relationships across all areas of the bank, including board members, examiners, and external auditors.
  • Proficient in Word, Excel, PowerPoint, and bank proprietary software.


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