Credit Risk Analyst

1 month ago


Charlotte, North Carolina, United States First Horizon Full time
Job Summary

We are seeking a highly skilled Credit Risk Analyst to join our team at First Horizon. As a key member of our analytics team, you will be responsible for assisting in the documentation, production, and analysis of Current Expected Credit Losses (CECL), Credit Loss Forecasting, and Stress Testing material covering both the consumer and commercial lending portfolios.

Key Responsibilities
  • Extract and analyze credit loss model results using our CECL platform.
  • Utilize SAS, Excel, or other analytic platforms to calculate, analyze, or report on aspects of CECL reserves and other loss forecasts, ensuring data and calculation accuracy.
  • Update standard tables and commentary in CECL, Credit Loss Forecasting, and Stress Testing presentations.
  • Analyze economic forecast data and explain its relevance to changes in loss forecasts.
  • Maintain process and procedures documentation.
  • Perform ad hoc analysis of consumer and commercial lending portfolios related to various aspects of credit risk.
Requirements
  1. Bachelor's degree in business or mathematical science.
  2. 4-6 years of experience in analytics and/or loss forecasting, preferably in the financial services industry.
  3. Working knowledge of Python, R, SAS, or SQL.
  4. Strong analytical skills.
  5. Microsoft Excel experience required.
About Us

First Horizon is a leading regional financial services company dedicated to helping our clients, communities, and associates unlock their full potential with capital and counsel. We serve clients through a team of approximately 7,300 associates and 418 banking centers throughout the southeastern United States.

Benefits
  • Medical, dental, and vision insurance.
  • HSA with company match.
  • Maternity and parental leave.
  • Tuition reimbursement.
  • Mentor program.
  • 401(k) with 6% match.

We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.



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