Commercial Banking Portfolio Manager

1 day ago


San Francisco, California, United States California Bank & Trust Full time

About the Role:

California Bank & Trust is seeking a seasoned Commercial Banking Portfolio Manager to join our team in San Francisco, CA. As a key member of the deal team, you will be responsible for successfully managing Commercial Banking relationships from origination to ongoing management. This role requires a strong understanding of credit risk and the ability to make independent calls on assigned portfolios of relationships.

Responsibilities:

  • Underwrite commercial loans ranging from direct deals to syndications.
  • Manage credit risk and make independent calls on assigned portfolio of relationships.
  • Directly accountable for managing and servicing a portfolio while operating within the bank's risk appetite and policies.
  • Ensure financial statements are spread and analyzed, addresses industry risks, monitors collateral requirements, loan structuring and pricing, credit analysis, monitors credit performance, facilitates loan documentation and closing, and assists in committee presentations.
  • Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.
  • Provides customer service, participates in sales calls with Relationship Managers, and helps identify customer needs.
  • Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.
  • Assists bankers with new and existing loan requests and other special projects.
  • Senior level may manage Analysts and Loan Specialists.

Requirements:
  • Requires a bachelor's degree in Finance, Business or other related field and 4+ years of banking, relationship management, underwriting and credit experience or other directly related experience.
  • Working knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
  • Knowledge of banking products, services, policies, procedures and regulations.
  • Strong credit skills in underwriting, financial modeling, valuations and adherence to policy.
  • Requires strong customer service, relationship, organizational, analytical and creative problem solving skills.
  • Ability to meet deadlines.
  • Must have strong communications skills, both verbal and written.
  • Knowledge of various software applications including word processing and spreadsheets.


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