Financial Credit Analyst

1 week ago


Colorado City, Colorado, United States BankTalent HQ Full time

About BankTalent HQ:

At BankTalent HQ, we pride ourselves on being a key player in the financial sector, providing exceptional services to our clients while fostering a supportive environment for our employees. We are dedicated to creating innovative financial solutions tailored to the needs of families and businesses alike.

Position Overview:

We are currently seeking a Credit Analyst to join our team. This role is essential in evaluating creditworthiness and ensuring the integrity of our lending processes.

Key Responsibilities:

  • Conduct thorough credit investigations and loan analysis to assess risk.
  • Utilize various sources of financial information, including credit bureaus and internal records, to inform decision-making.
  • Ensure accuracy and completeness of financial data for loan renewals and new applications.
  • Analyze financial statements and provide recommendations for credit approvals.
  • Monitor financial conditions and compliance with loan agreements.
  • Evaluate cash flow through detailed tax analysis.
  • Prepare comprehensive summaries and present findings regarding credit risk.
  • Provide necessary credit information to stakeholders as required.
  • Maintain up-to-date credit files with current financial documentation.
  • Monitor existing accounts for payment progress and potential issues.
  • Stay informed about changes in credit regulations and ensure compliance.
  • Assist with special projects as needed.
  • Perform additional duties as assigned.

Qualifications:

  • Bachelor's degree in finance, business, accounting, or a related field.
  • Minimum of 2 years of experience in credit analysis, lending, or underwriting.
  • Strong understanding of financial analysis and credit principles.
  • Experience with various loan types and credit risk assessment.
  • Excellent communication skills, both verbal and written.
  • Proficient in computer software, including spreadsheets and word processing.

Benefits:

  • Comprehensive medical and dental insurance starting on day one.
  • 401(k) plan with competitive compensation.
  • Eligibility for sales bonuses and other incentives.
  • Paid training, vacation, and holidays.
  • Opportunities for professional development and tuition reimbursement.
  • Stable employment within a respected financial institution.

Salary Range: This position offers a competitive base salary based on experience and qualifications.



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