Commercial Loan Officer

2 weeks ago


Springfield, Missouri, United States Guaranty Bank Full time
Position Overview

Guaranty Bank is seeking a dedicated Commercial Banking Officer to enhance our team. This role operates under general guidance while adhering to established protocols and procedures. The primary responsibility involves establishing commercial banking connections by identifying potential business clients, conducting interviews, analyzing financial data, making informed credit decisions, and finalizing approved loans.

In this position, you will address inquiries related to all facets of commercial banking from diverse sources. You will also manage commercial loan and deposit relationships, with a strong understanding of SBA regulations.

Key Responsibilities:

  • Oversee a substantial portfolio of business relationships.
  • Generate quality commercial loans to meet acceptable return rates.
  • Enhance client relationships by focusing on increasing commercial deposit balances and identifying treasury management opportunities.

Qualifications:

The ideal candidate will possess a Bachelor's degree in accounting, business administration, finance, or a related discipline, or equivalent experience, along with 3-5 years of lending experience. You should have the ability to manage intricate credit situations, exhibit strong customer retention and growth skills, and demonstrate excellent communication abilities. Proficiency in organizing and analyzing complex financial data is essential, as is familiarity with PC applications, including spreadsheets and word processing software.

Active involvement in community and civic organizations is highly valued.

About Us:

Guaranty Bank is a community-focused full-service bank committed to making a positive impact through volunteer efforts, philanthropy, and a responsible approach to financial services. We are dedicated to fulfilling the financial needs of our community and surpassing our customers' expectations.

Note: A pre-employment credit check, criminal background check, and drug screening are required.



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