Community Home Lending Specialist

2 days ago


Detroit, Michigan, United States First Merchants Bank Full time
Job Overview

As a key member of our team, you will be responsible for developing new business opportunities by cultivating relationships with CRA/LMI prospects and referral contacts. Your expertise will be essential in advising prospects and customers on home loan products and processes.

Key Responsibilities:

  • Develop new business opportunities through prospecting and relationship-building.
  • Advise customers on home loan products and processes.
  • Interview and process loan applications, including financial data analysis and loan package delivery.
  • Maintain knowledge of available loan products, processing, underwriting, and escalation procedures.
  • Provide exceptional customer service.
  • Conduct and coordinate homebuyer-training seminars for CRA potential applicants.
  • Participate in community affairs to increase FMB's visibility and enhance new business opportunities.

Requirements:

  • High school diploma or equivalent (GED).
  • Two (2) plus years in mortgage lending, consumer lending, credit counseling, or homeownership counseling.

Preferred Qualifications:

  • Understanding of conventional and/or government lending guidelines.
  • Understanding of residential first-time homebuyer processing, underwriting, and closing processes.
  • Experience presenting financial education workshops with a focus on low- and moderate-income and minority neighborhoods.

What We Offer:

  • Competitive base pay plus bonuses.
  • Medical, dental, and vision insurance.
  • 401(k) plan.
  • Health savings and flexible spending accounts.
  • Vacation/sick time.
  • Paid holidays.
  • Paid parental leave.
  • Tuition reimbursement.
  • Additional benefits.

About Us:

First Merchants Bank is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve. Our vision, mission, and team statement reflect and reinforce that authentic service philosophy.

Our Vision:

To enhance the financial wellness of the diverse communities we serve.

Our Mission:

To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders.

Our Team:

We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging.



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