Community Home Lending Specialist

23 hours ago


Detroit, Michigan, United States First Merchants Bank Full time
Job Overview

We are seeking a highly motivated and experienced Community Home Lending Officer to join our team at First Merchants Bank. As a key member of our mortgage lending team, you will be responsible for developing new business opportunities and providing exceptional customer service to our clients.

Key Responsibilities
  • Develop new business by cultivating relationships with realtors, builders, community partners, and personal contacts.
  • Advise clients on home loan products and processes, and interview and take loan applications.
  • Maintain knowledge of available loan products, processing, underwriting, and escalation procedures.
  • Provide high-level customer service and conduct homebuyer-training seminars for potential applicants.
  • Participate in community affairs to increase our visibility and enhance new business opportunities.
Requirements
  • High school diploma or equivalent (GED).
  • Two (2) plus years in mortgage lending, consumer lending, credit counseling, or homeownership counseling.
Preferred Qualifications
  • Understanding of conventional and/or government lending guidelines.
  • Understanding of residential first-time home buyer processing, underwriting, and closing processes.
  • Experience presenting financial education workshops in low- and moderate-income neighborhoods.
What We Offer
  • Competitive base pay plus bonuses.
  • Medical, dental, and vision insurance.
  • 401(k) plan.
  • Health savings and flexible spending accounts.
  • Vacation/sick time.
  • Paid holidays.
  • Paid parental leave.
  • Tuition reimbursement.
  • Additional benefits.
About Us

First Merchants Bank is a community-focused financial institution dedicated to enhancing the financial wellness of the diverse communities we serve. Our vision is to be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders. We believe in the power of inclusion and belonging, and we are committed to attracting and engaging teammates of diverse backgrounds.



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