Senior Underwriter Native American Banking Specialist

7 days ago


ChampssurYonne, Bourgogne-Franche-Comté, United States Umpqua Bank Full time
About Us

Umpqua Bank is a leading regional bank with a strong presence in the Pacific Northwest. With over 5,000 employees, we offer a wide range of banking services to customers across the nation. Our recent merger with Columbia Bank has enabled us to grow and expand our services, with over $50B in assets under management.

Our Culture

We pride ourselves on creating a great place to work, where associates thrive and grow. Our core values of Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships guide our actions and decisions. We are committed to building strong relationships with our customers, associates, and communities.

About the Role

We are seeking a Senior Underwriter to join our Native American Banking team. As a Senior Underwriter, you will be responsible for underwriting new and renewal credit requests, including working capital lines of credit, asset-based lines of credit, commercial real estate loans, and equipment financing. You will work closely with Client Solutions Managers and Relationship Managers to accurately present findings and obtain credit approval.

Key Responsibilities
  • Analyze business, industry, and financial data to identify key business and financial risks that may impact repayment prospects.
  • Prepare timely, concise, and accurate credit recommendations, including quantitative components and risk rating scoring models.
  • Monitor borrower financial performance and ensure compliance with commercial and/or real estate loan documents.
  • Partner with CSMs and Relationship Managers to offer insights into customer financial needs and identify opportunities for relationship expansion.
  • May oversee the work of other commercial underwriters or credit analysts and provide guidance and training.
About You
  • Bachelor's degree in Business, Finance, Accounting, or equivalent work experience.
  • 7-10 years of commercial underwriting/credit analysis experience or relevant lending experience required.
  • Advanced analytical and problem-solving skills, including accounting, financial statement spreading, and cash flow analysis experience.
  • Demonstrated time management skills and ability to work effectively with individuals and groups across the company.
  • Possess excellent written, verbal, interpersonal, and presentation skills.
Workstyle and Benefits

We offer a competitive total rewards package, including base wages and comprehensive benefits. The pay range for this role is $85,000 - $121,593.00, and the pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors. We also offer eligible associates comprehensive healthcare coverage, a 401(k)-retirement savings plan, and other benefits.

Our Commitment to Diversity

Umpqua Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. We welcome applications from qualified candidates and are committed to creating an inclusive and diverse work environment.


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