Commercial Banking Internship Program

1 week ago


Charlotte, North Carolina, United States Fifth Third Bank, N.A. Full time
About the Role

Fifth Third Bank, N.A. is seeking highly motivated and detail-oriented individuals to join our Commercial and Credit Internship Program in Charlotte, NC.

Program Overview

The Commercial and Credit Internship Program is a 10-week project-based program designed to provide college students with hands-on experience in commercial banking. Participants will work on real-world projects, develop critical skills, and gain exposure to various business areas.

Key Responsibilities

  • Assess credit risk using financial statement, cash flow, industry, collateral, guarantor, and loan structure analyses
  • Update financial covenants as needed
  • Run Probability of Default (PD) model with oversight
  • Partner with portfolio managers to support daily underwriting and credit monitoring duties
  • Create client presentation materials using PowerPoint, Excel, Word
  • Use Dealpoint Profitability Analyzer to assess client relationships and determine RAROC value
  • Assist in identifying and qualifying prospects with relationship managers
  • Partner with relationship managers to perform projects or analytical tasks as needed
  • Draft initial deal screen/opportunity memos
  • Build an extensive network of contacts within commercial and supporting divisions

Requirements

  • Currently enrolled in a college or university pursuing a Business degree (accounting, economics, finance concentrations preferred)
  • A minimum cumulative GPA of 3.0
  • Basic Excel proficiency (data entry, formatting, charts, basic formulas, Vlookup)
  • Campus involvement/leadership experience
  • Relevant internship/co-op experience
  • Ability to complete both guided and self-directed learning activities
  • Financial and industry acumen

About Fifth Third Bank, N.A.

Fifth Third Bank, N.A. is a leading financial institution committed to promoting and ensuring equal employment opportunity in all employment decisions. We value diversity and inclusion in our workplace and strive to create a culture that is engaging, inclusive, and respectful.



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