Credit Risk Specialist

2 days ago


Ridgefield Park, New Jersey, United States cesna Full time
Job Overview

Credit Analysts play a crucial role in ensuring the financial health of our company by analyzing and managing trade credit insurance portfolios. As a Credit Analyst, you will be responsible for examining insurance policy documents, advising on risk management solutions, and preparing insurance claim processes.

Key Responsibilities
  • Manage trade credit insurance portfolios with team members to minimize risk and maximize returns.
  • Examine insurance policy documents and advise on risk management solutions to address complex business issues, working closely with the legal and business teams.
  • Prepare and process insurance claims, collaborating with insurance companies to achieve claim settlements.
  • Conduct research and report on macroeconomic trends in North America and LATAM to inform credit decisions.
  • Perform due diligence on potential and existing customers by analyzing credit information, financial statements, and payment performance data.
  • Gather and report on political, economic, and business information in North America.
Requirements
  • Minimum 2-5 years of experience in financial credit analysis or risk management.
  • BA, BS, or equivalent degree.
  • Solid knowledge of technical finance and accounting concepts.
  • Strong analytical and data gathering skills, with attention to detail.
  • High proficiency in Excel formulas and functions.
  • Self-starter with excellent interpersonal communication and problem-solving skills.
  • Good business acumen.
  • Language Requirements: English and Korean (bilingual candidate preferred).


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