Commercial Credit Analyst II

6 days ago


Miami, United States First Bancorp Full time
Job Summary

First Bancorp is seeking a highly skilled Commercial Credit Analyst II to join our Corporate Banking Department. As a key member of our team, you will be responsible for underwriting and credit analysis of Corporate, Commercial Real Estate, Middle Market, and ABL loans.

Key Responsibilities
  • Conduct thorough credit analysis and underwriting of loan packages, including financial statements, tax returns, appraisals, and environmental reports.
  • Ensure loan packages comply with credit, underwriting standards, and lending/credit policies.
  • Prepare Credit Approval Memorandums (CAMs) for presentation to approval authority committees.
  • Maintain continuous contact with Relationship Managers, Agent Banks, and customers to provide information on transaction status and resolve issues.
  • Assist the Corporate Banking Department with loan policies, quality control, loan review, and underwriting.
  • Work independently with minimal supervision and meet established deadlines.
Requirements
  • Minimum of two years of experience in banking and/or credit field.
  • Strong knowledge of Microsoft Office Suite and proficient typing skills.
  • Understanding of financial information and loan documentation.
  • Able to handle stress and work in a fast-paced environment.
  • Flexible working hours and attention to detail.
Work Environment

Employees in this role work in an office environment with comfortable temperatures, good lighting, and quiet conditions. They may be required to work extended hours, including holidays, and represent the corporation at external events.

Disclaimer

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, skills required of personnel so classified.



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