Senior Credit Risk Analyst

2 weeks ago


Miami, United States OneSearch Group Full time

Overview: A prominent player in the Corporate & Investment Banking sector is looking for a Credit Analyst II to enhance their analytical team. This role is pivotal in conducting thorough assessments, credit evaluations, and continuous monitoring of various financing structures for large enterprises, financial investors, and mid-sized firms across North America.

Key Responsibilities:

  • Draft comprehensive credit approval documents for submission to the relevant authority committee. These documents will cover existing loans, prospective loans, annual assessments, waivers, amendments, and other necessary items.
  • Conduct detailed underwriting and analysis of loans by scrutinizing loan-related information, including financial forecasts, risk management strategies, financial statements, financial models, lender presentations, public disclosures, due diligence reports, appraisal documents, and other pertinent loan information.
  • Ensure compliance of the loan package with established credit and underwriting standards as well as lending policies.
  • Develop and strengthen the organization's relationships with key sponsors and developers in targeted sectors, including private equity, utilities, energy, infrastructure, construction, and related manufacturing.
  • Proactively identify potential inquiries or topics of interest for credit committee members, adequately address these in the credit documentation, and be prepared to discuss them during committee meetings if necessary.
  • Support the Corporate Banking Division with loan policies, quality control issues, loan assessments, and underwriting processes.
  • Assist in tracking the financial performance of the loan portfolio, managing waivers and amendments, and contributing to periodic reporting.
  • Engage in Corporate Banking pipeline discussions.


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