Loan Officer

23 hours ago


La Crosse, Wisconsin, United States Marine Credit Union Full time
Job Title: Outbound Central Consumer Loan Officer

Marine Credit Union is seeking a highly motivated and experienced Outbound Central Consumer Loan Officer to join our team. As a key member of our loan sales team, you will be responsible for providing exceptional member service to our members by promoting credit union products and services.

Key Responsibilities:
  • Make outbound calls to members to solicit loan applications.
  • Interview consumer loan applicants and assist them in completing loan applications over the phone and/or electronically.
  • Collate, analyze, and evaluate information and documentation in support of loan applications.
  • Evaluate borrower character, collateral, capacity to repay, and credit position as part of the loan decisioning process.
  • Calculate debt-to-income ratios, collateral needs, and payment plans on consumer loan applicants.
  • Correspond with members, applicants, and creditors to resolve questions regarding application information.
  • Provide information on consumer loan products that best meet the member's individual needs and circumstances.
  • Help recommend the structure of loan pricing, terms, and amounts for individual borrowers.
  • Recommend loan approval/denials, counter-offers, and deviations from conventional loan structure and pricing.
  • Manage loan closing process with customers.
  • Consult with members and the public about asset purchase, credit management, budgeting, debt restructuring, and financial planning issues.
  • Notify applicant of loan decision and inform prospective borrowers of loan commitments.
  • Review regulations as they apply to installment loan security agreements.
Requirements:
  • One or more years of sales experience preferred.
  • Exceptional member service skills.
  • Ability to work proactively to build relationships necessary to meet set goals for the position.
  • Effective communication and interpersonal skills.
  • Ability to analyze and evaluate information and documentation in support of loan applications.
  • Knowledge of credit union products and services.
  • Ability to work in a fast-paced environment and meet deadlines.

Marine Credit Union offers a competitive salary and benefits package, as well as opportunities for professional growth and development. If you are a motivated and experienced sales professional looking for a new challenge, we encourage you to apply for this exciting opportunity.


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