Community Loan Specialist

2 days ago


Baton Rouge LA USA, United States Hancock Bank Full time
Job Summary

We are seeking a skilled Community Loan Originator to join our team at Hancock Bank. As a Community Loan Originator, you will be responsible for evaluating current loans and new loan proposals under various community development programs. Your expertise in loan programs for first-time homebuyers and low-to-moderate income borrowers will be invaluable in helping us achieve our mission.

Key Responsibilities
  • Evaluate current loans and new loan proposals to ensure compliance with terms and community development program guidelines.
  • Coordinate lending activities with other teams and stakeholders to ensure seamless loan processing.
  • Recommend changes and improvements to management to enhance specialized lending programs for low-to-moderate income borrowers.
  • Provide input to marketing and advertising programs to promote our products and services to low-to-moderate income borrowers.
  • Represent the bank in community development and outreach functions, such as homebuyer training classes and homebuyer fairs.
  • Stay up-to-date with changes in federal and state banking regulations and ensure timely implementation.
  • Specialize in bond programs, FHA loans, and down payment and closing cost assistance programs for low-to-moderate income borrowers.
  • Perform other related job duties and special projects as assigned.
Requirements
  • Associate degree and three months to one-year related experience, or equivalent combination of education and experience.
  • Experience preferred: Three years banking experience in community lending.
  • Registration with the National Mortgage Licensing System (NMLS) as a Mortgage Loan Officer (MLO) is required.
What We Offer

Hancock Bank is an Equal Opportunity/Affirmative Action Employer. We offer a competitive salary and benefits package, as well as opportunities for professional growth and development.



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