Mortgage Loan Originator

3 days ago


Denver, Colorado, United States Motto Mortgage IMG Full time
Mortgage Loan Officer Job Description

We are seeking a seasoned Mortgage Loan Officer to join our team at Motto Mortgage IMG. As a key member of our organization, you will play a vital role in assisting loan applicants in securing the ideal mortgage for their new home purchase.

Our company provides the support and tools you need to excel in your career. If you are passionate about delivering exceptional service to your clients and have a proven track record of retaining and building your client list, we encourage you to apply.

Key Responsibilities:
  • Collaborate with our ISAs and real estate agents to educate them on available loan programs
  • Provide swift and competent responses to our in-house Realtor and builder referrals
  • Follow up promptly on inbound leads and work closely with our ISAs and agents on each lead
  • Utilize our company-provided CRM system to ensure it remains updated
  • Engage with applicants promptly, providing insightful and consultative mortgage options
  • Review rates, costs, and program options and keep all stakeholders informed of transaction status
  • Work closely with borrowers, loan officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements
  • Review the loan process by monitoring loan status, term conformity, and regulatory guidelines
  • Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision
  • Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business
  • Interface with realtors, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions
Qualifications:
  • NMLS #, Licensed loan officer
  • Proven history of originating purchase loans
  • Minimum 3 years of experience as a licensed mortgage originator
  • Willingness to use video conferencing daily
  • A college degree is strongly preferred
  • Proficient technical skills (Microsoft or Google Suite, experience using a CRM to manage leads, etc.)
  • Must have an active NMLS Mortgage Originator License
  • Requires compliance with lending regulations and bank underwriting guidelines and lending policies
  • Bachelor's degree in business, finance, banking, real estate, or a related field
  • Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability
  • Several years of experience in real estate, mortgage origination, or lending required


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