Commercial Portfolio Manager

4 weeks ago


Sacramento, California, United States River City Bank Full time
Job Title: Commercial Portfolio Manager

River City Bank is seeking a highly skilled Commercial Portfolio Manager to join our team. As a key member of our Commercial Banking department, you will be responsible for managing a commercial loan portfolio of secured and unsecured loans and lines of credit.

Key Responsibilities:
  • Collaborate with Relationship Managers to develop and grow new and existing commercial business relationships.
  • Negotiate and structure new and renewed commercial loans, making recommendations on loan structure and terms.
  • Review and analyze financial data and other relevant information to determine each customer's eligibility for credit.
  • Ensure compliance with terms and conditions, review collateral reports, and assess transaction risk.
  • Provide training and feedback to Credit Analysts and Credit Associates to maintain a risk-focused approach to credit analysis.
  • Identify and recommend strategies to mitigate portfolio risk.
Requirements:
  • Bachelor's degree in business and/or finance from an accredited college or equivalent work experience.
  • Minimum of five years proven and progressive experience in commercial lending with prior experience as a Portfolio Manager, Commercial Underwriter/Analyst, or Relationship Manager.
  • Strong analytical skills and credit acumen, including loan structuring, concise underwriting, and ongoing risk and relationship management of a commercial portfolio.
About River City Bank:

River City Bank is an Affirmative Action and Equal Opportunity Employer with a commitment to diversity. We are dedicated to providing a superior level of customer service to all current and prospective customers.



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