Senior Commercial Banking Relationship Manager

4 weeks ago


Sacramento, California, United States River City Bank Full time
Job Summary

River City Bank is seeking a highly experienced Commercial Banking Relationship Manager to maintain and grow a deposit/cash management and commercial loan portfolio of secured and unsecured loans and lines of credit in the Commercial Banking group.

Key Responsibilities
  • Maintain and grow existing and new commercial loans while providing superior customer service.
  • Negotiate and structure new and renewed commercial loans; prepare and document current applications; review and analyze financial data and other relevant information to determine each customer's eligibility for credit.
  • Identify relationship-expansion opportunities and collaborate with partners to structure, coordinate, and fulfill credit and non-credit solutions, including cash management.
  • Initiate and implement an effective calling program to focus efforts on maintaining and increasing commercial banking relationships.
  • Represent the Bank in community organizations and activities to enhance the Bank's image and maintain and enhance a referral network with Centers of Influence (COI's) for business development opportunities.
  • Support the Community Reinvestment Act (CRA) through business development efforts. Actively participate in community organizations.
  • Maintain a current knowledge of bank regulations. Ensure compliance with all Federal, State and Bank policies, procedures, and regulations.
Requirements
  • Fifteen or more years' experience in financial or banking services in commercial lending with proven track record of exceeding performance in developing and maintaining business in the commercial industry.
  • Bachelor Degree from accredited college in accounting, business, or finance or equivalent experience.
  • MBA or Master's Degree preferred.
  • Excellent sales skills with ability to meet or exceed established loan and deposit sales goals within expected timelines.
  • Credit analysis and commercial underwriting skills, including accounting, financial statement, and cash flow analysis experience.
  • Working knowledge with structuring credit products to middle market businesses in diverse industries with complex ownership structures.
Additional Comments

River City Bank is an Affirmative Action and Equal Opportunity Employer with a commitment to diversity. Individuals seeking employment at River City Bank are considered without regards to ancestry, age, color, physical or mental disability, genetic information, gender, gender identity, gender expression, marital status, medical condition, national origin, race, religion, sex, sexual orientation, protected veteran/military status or any other consideration made unlawful by federal, state or local laws.

Note: River City Bank does not sponsor applicants for work visas.

For CA residents please read the Notice at Collection - California before applying.

Salary Description: $120,000-$220,000 per year



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