Credit Risk Analyst

4 days ago


St Petersburg, United States L Oreal USA Full time
Job Summary

We are seeking a highly skilled Credit Specialist to join our team at L'Oreal USA. As a Credit Specialist, you will play a critical role in the overall credit and collection process, providing analytical support for credit risk management and month-end reporting to corporate management.

Key Responsibilities
  • Accounts Receivable Management: Review customer accounts to meet Accounts Receivable goals, DSO, and Collection needs.
  • Credit Risk Analysis: Research available internal and external reports related to assigned customer portfolio to determine any release of incoming orders using our credit risk policy to minimize our credit exposure.
  • Cross-Functional Collaboration: Work cross-functionally in a collaborative way to resolve customer challenges.
  • Customer Communication: Contact customers by phone, email, and/or mail to acquire payments on past due amounts, refund any credit(s) owed, address NSF and/or Chargebacks in helping to reduce any bad-debt write-offs.
  • Reporting and Analysis: Prepare month-end reports, as well as customer-specific projects as needed.
  • Team Participation: Participate and contribute to our Accounts Receivable over-view meetings.
Requirements
  • Minimum 2 years of experience in credit, collection, customer service, or accounts receivable.
  • High school education or GED required.
  • Proficient computer skills using Microsoft Windows, Excel, and Outlook.
  • Detail-oriented with strong analytical skills and problem-solving ability.
  • Able to handle difficult or challenging credit/collection situations with diplomacy, tact, and professionalism.
  • Able to work in a fast-paced environment and meet deadlines.
  • Effective interpersonal, oral, and written communication skills.

  • Credit Risk Analyst

    4 days ago


    St Louis, Missouri, United States Together Credit Union Full time

    Job SummaryThe Credit Risk Analyst is responsible for analyzing and ensuring proper credit investigation in accordance with Credit Union policy. This role prepares, analyzes, and reviews financial data to determine credit worthiness and assists in loan portfolio monitoring. This is a hybrid/St. Louis position.Key ResponsibilitiesCompletes, tracks and...

  • Credit Analyst

    2 weeks ago


    St Louis, United States Together Credit Union Full time

    Job Summary The credit analyst is responsible for analyzing and ensuring proper credit investigation in accordance with Credit Union policy. This role prepares, analyzes, and reviews financial data to determine credit worthiness and assists in loan portfolio monitoring. This is a hybrid/St. Louis position Job Responsibilities The intent of this job...

  • Credit Risk Analyst

    3 days ago


    St. Louis, MO, USA, United States APTURA Group Full time

    Job OverviewAptura Group is seeking a skilled Credit Risk Analyst to join our team. As a key member of our finance department, you will play a crucial role in analyzing customer accounts, determining creditworthiness, and making informed decisions to drive business growth.Key ResponsibilitiesAccount Analysis: Review and analyze assigned customer accounts to...

  • Credit Analyst Lead

    2 months ago


    St Paul, United States Bridgewater Bank Full time

    We are seeking an experienced Credit Analyst Lead to join our Credit team in St. Louis Park. Reporting to the VP of Credit Administration, this role will be primarily responsible for managing and developing a team of the Bank’s Credit Analysts. The role will also work collaboratively with department leaders to enhance the department’s credit and risk...


  • St Petersburg, United States Raymond James Financial Services Full time

    Under general supervision, uses knowledge and skills, obtained through education and/or experience, training and/or certification, to conduct reviews of limited scope and complexity and develop risk profiles in assigned processes within a functional Senior Analyst, Risk, Analyst, Business, Management, Monitoring, Accounting

  • Financial Analyst

    7 days ago


    St Petersburg, United States L Oreal USA Full time

    Job SummaryWe are seeking a highly skilled Credit and Collections Specialist to join our team at L'Oreal USA. As a key member of our Credit and Collections department, you will play a critical role in ensuring the timely and accurate collection of payments from our customers.Key ResponsibilitiesReview customer accounts to meet Accounts Receivable goals,...

  • Systems Analyst

    2 weeks ago


    St Louis, United States Commerce Bank Full time

    About Working at Commerce Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with...


  • St Marys, United States Navy Federal Credit Union Full time

    Overview The Lending Analytics Credit Risk & Decision Science team consists of approximately twenty-five driven, talented analysts, modelers, and data scientists who develop analytical solutions and recommend strategies that support maximizing the net profitability of Lending portfolios while balancing member service and needs, which is archived through...


  • St Marys, United States Navy Federal Credit Union Full time

    Overview The Lending Analytics Credit Risk & Decision Science team consists of approximately twenty-five driven, talented analysts, modelers, and data scientists who develop analytical solutions and recommend strategies that support maximizing the net profitability of Lending portfolios while balancing member service and needs, which is archived through...


  • St Petersburg, United States Lennar Homes Full time

    About Lennar MortgageLennar Mortgage is dedicated to fostering personal development, innovation, and inclusivity. We seek a new team member who embodies our commitment to making homeownership a reality.Joining Lennar Mortgage means advancing your career with a Fortune 150 company that offers a supportive work environment, numerous growth opportunities, and...


  • St Petersburg, United States Lennar Homes Full time

    About Lennar MortgageLennar Mortgage is dedicated to fostering personal development, innovation, and inclusivity. We seek a passionate individual who is committed to making homeownership a reality. At Lennar Mortgage, you will advance your career with a Fortune 150 company that offers a supportive work environment, numerous growth opportunities, and...


  • St Louis, United States Central Bank of St. Louis Full time

    Job DescriptionPOSITION SUMMARY: The person in this position may have 2-3 years experience in commercial loan credit analysis. Reviews loans to ensure that acceptable credit standards are maintained and that loans conform to established company policy. Accompanies officers calling on customers when requested, develops, and analyzes all types of credit...


  • St Louis, United States Central Bank of St. Louis Full time

    Job DescriptionPOSITION SUMMARY: The person in this position may have 2-3 years' experience in commercial loan credit analysis. Reviews loans to ensure that acceptable credit standards are maintained and that loans conform to established company policy. Accompanies officers calling on customers when requested, develops, and analyzes all types of credit...

  • Senior Credit Officer

    3 weeks ago


    St Augusta, United States Harvest Bank Full time

    Harvest Bank Senior Credit Officer St Augusta, Minnesota Apply Now Job Summary: Are you passionate about ensuring accuracy and compliance in credit assessments? Do you thrive in a dynamic banking environment where your attention to detail and analytical skills can make a significant impact? We are seeking a dedicated Credit Quality Control Officer to join...


  • St Paul, United States Wings Financial Full time

    PRIMARY PURPOSE:Responsible for the strategic execution and end-to-end support of Wings Credit Union's enterprise Operational Risk Management (ORM) programs as the second line of defense, specifically to enable the Credit Union to effectively identify, monitor, measure and control its operational risk profile. This role will reside within the Operational...


  • St. Marys, Georgia, United States Navy Federal Credit Union Full time

    About the RoleThe Cyber Advanced Analysis Team (CAAT) at Navy Federal Credit Union is seeking a highly motivated and detail-oriented individual to join our team as a Cyber Threat Analyst. As a Summer Associate, you will have the opportunity to work on impactful projects and contribute to the development of innovative solutions to mitigate cyber threats.Key...


  • St Petersburg, United States L Oreal USA Full time

    Job Summary:We are seeking a highly skilled Credit and Collections Specialist to join our team at L'Oreal USA. As a key member of our finance department, you will play a critical role in managing our company's credit and collection processes.Key Responsibilities:Assist in the overall credit and collection process, providing analytical support for...


  • St Paul, United States Arch Capital Group Ltd. Full time

    With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠. Job Summary This is a strategic and analytical position...

  • Credit & AR Manager

    3 months ago


    St Louis, United States The Ladders Full time

    Job Summary We are looking for an experienced Credit and Accounts Receivable Manager to manage and provide work guidance to a team of four Credit and Accounts Receivable Analysts as well as work cross-functionally with the Sales, Billing, Accounting, and Cash Application teams. Responsible for managing department's credit and collection activities including...


  • St Louis, Missouri, United States Hogan Transportation Full time

    Job SummaryWe are seeking an experienced Credit and Accounts Receivable Manager to oversee and provide guidance to a team of four Credit and Accounts Receivable Analysts, as well as collaborate with the Sales, Billing, Accounting, and Cash Application teams. The successful candidate will be responsible for managing the department's credit and collection...