Current jobs related to Credit Analyst - St Louis - Together Credit Union
-
Senior Credit Risk Analyst
3 days ago
St Louis, Missouri, United States Enterprise Bank and Trust Full timeJob Title: Senior Credit Risk AnalystJob Summary:As a Senior Credit Risk Analyst at Enterprise Bank & Trust, you will serve as a representative of the Bank while providing analytical and administrative support to the commercial, commercial real estate, and consumer lending departments. You will lead the credit analyst team and work directly with the Chief...
-
Commercial Credit Analyst
2 weeks ago
St Louis, Missouri, United States Central Bancompany Full timeJob SummaryThe Commercial Credit Analyst will be responsible for reviewing loans to ensure that acceptable credit standards are maintained and that loans conform to established company policy. This role will also involve developing and analyzing all types of credit information pertaining to diversified types of commercial loans, preparing credit reports for...
-
Senior Commercial Credit Analyst
2 weeks ago
St Louis, Missouri, United States Central Bancompany Full timeJob SummaryThis senior-level commercial credit analyst position is responsible for reviewing loans to ensure that acceptable credit standards are maintained and that loans conform to established company policy. The ideal candidate will have a strong background in finance and accounting, with a minimum of 3 years of experience in commercial credit analysis....
-
Commercial Credit Analyst
3 weeks ago
St Louis, United States Central Bancompany Full timePOSITION SUMMARY: The person in this position may have 2-3 years' experience in commercial loan credit analysis. Reviews loans to ensure that acceptable credit standards are maintained and that loans conform to established company policy. Accompanies officers calling on customers when requested, develops, and analyzes all types of credit information...
-
Sr. Commercial Credit Analyst
3 weeks ago
St Louis, United States Central Bancompany Full timePOSITION SUMMARY: This senior level analyst position is responsible for reviewing loans to ensure that acceptable credit standards are maintained and that loans conform to established company policy. Accompany officers calling on customers when requested, develops and analyzes all types of credit information pertaining to diversified types of commercial...
-
Credit Specialist
4 weeks ago
St Louis, Missouri, United States Rust-Oleum Corporation Full timeJob Title: Credit AnalystAt Carboline, we are seeking a highly skilled Credit Analyst to join our team. As a Credit Analyst, you will play a critical role in reviewing and approving customer orders, collecting on past due accounts, and ensuring the financial health of our customers.Key Responsibilities:Review and approve customer orders through credit...
-
Credit Risk Analyst
3 days ago
St Petersburg, United States Cogent Infotech Corp Full timeCredit Risk AnalystCogent Infotech Corp is seeking a skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a crucial role in the overall credit and collection process, providing analytical support for credit risk management and month-end reporting to corporate management.Key Responsibilities:Assist in the overall credit and...
-
Credit Officer
3 weeks ago
St Louis, Missouri, United States CoBank Full timeAbout the RoleWe are seeking a highly skilled Credit Officer to join our team at CoBank. As a Credit Officer, you will play a crucial role in executing our mission to serve as a dependable provider of credit to agriculture and rural infrastructure businesses.Key ResponsibilitiesDevelop credit-structuring alternatives for large account transactionsAssist...
-
Credit Officer
1 month ago
St Louis, Missouri, United States CoBank Full timeAbout the RoleWe are seeking a skilled Credit Officer to join our team at CoBank. As a Credit Officer, you will play a crucial role in executing our mission to serve as a dependable provider of credit to agriculture and rural infrastructure businesses.Key ResponsibilitiesDevelop credit-structuring alternatives for large account transactionsAssist lending or...
-
Credit Officer
4 weeks ago
St Louis, Missouri, United States CoBank Full timeAbout the RoleWe are seeking a highly skilled Credit Officer to join our team at CoBank. As a Credit Officer, you will play a crucial role in executing our mission to serve as a dependable provider of credit to agriculture and rural infrastructure businesses.Key ResponsibilitiesDevelop credit-structuring alternatives for large account transactionsAssist...
-
Credit Officer
2 weeks ago
St Louis, Missouri, United States CoBank Full timeAbout the RoleWe are seeking a skilled Credit Officer to join our team at CoBank. As a Credit Officer, you will play a crucial role in executing our mission to serve as a dependable provider of credit to agriculture and rural infrastructure businesses.Key ResponsibilitiesDevelop credit-structuring alternatives for large account transactionsAssist lending or...
-
Credit Risk Analyst
3 days ago
St. Petersburg, FL, USA, United States Experis Full timeCredit Risk AnalystAt Experis, we're seeking a skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will be responsible for assisting in the overall credit and collection process, providing analytical support for credit risk management and month-end reporting to corporate management.Key Responsibilities:Review customer accounts to meet...
-
Credit & AR Manager
5 months ago
St. Louis, United States Hogan Full timeJob Summary We are looking for an experienced Credit and Accounts Receivable Manager to manage and provide work guidance to a team of four Credit and Accounts Receivable Analysts as well as work cross-functionally with the Sales, Billing, Accounting, and Cash Application teams. Responsible for managing department’s credit and collection activities...
-
Senior Accounts Receivable Credit Analyst
4 weeks ago
Saint Louis, United States Accounting Career Consultants Full timeJob Title: Senior Accounts Receivable Credit AnalystJob Summary:We are seeking a highly skilled Senior Accounts Receivable Credit Analyst to join our team at Accounting Career Consultants. As a Senior AR Credit Analyst, you will play a crucial role in managing and improving the Accounts Receivable processes. You will be responsible for reconciling accounts,...
-
Credit Analyst Intern
1 month ago
St Louis, Missouri, United States Enterprise Bank & Trust Full timeEnterprise Bank & Trust Credit Internship OpportunityAre you looking to gain valuable experience in the banking and finance industry? We are seeking a dynamic and motivated individual to join our Credit Department as an intern.Key Responsibilities:Assist in the preparation of financial statements and credit memosParticipate in team meetings and contribute to...
-
Rural Credit Risk Analyst
3 days ago
St Louis, Missouri, United States Rabobank Full timeRural Credit Risk Intern Job DescriptionThe Rural Credit Risk Intern will be part of the Rural Credit team, working closely with the first line of risk to assess credit risk and ensure adherence to lending policy.As a key member of the Credit Risk team, you will be responsible for credit approvals, acting as a resource to loan originators in the area of loan...
-
Senior Accounts Receivable Credit Analyst
4 weeks ago
Saint Louis, United States Accounting Career Consultants Full timeJob Title: Senior Accounts Receivable Credit AnalystAre you a seasoned credit analyst looking for a challenging role that will utilize your expertise in accounts receivable and credit risk management? Do you have a passion for problem-solving and a strong analytical mindset? If so, we have an exciting opportunity for you!Job Summary:The Senior Accounts...
-
Credit Analyst Intern
1 month ago
St Louis, Missouri, United States Enterprise Bank and Trust Full timeEnterprise Bank and Trust Credit InternshipEnterprise Bank and Trust is a leading financial institution committed to helping businesses succeed and communities thrive. We are seeking a dynamic and motivated Credit Intern to join our team in Creve Coeur, MO.Key Responsibilities:Gain in-depth real-life experience working with a high-performing team on various...
-
Rural Credit Risk Analyst
3 days ago
St Louis, Missouri, United States Rabobank Full timeJob Title Rural Credit Risk Intern Job Description At Rabobank, we are seeking a highly motivated and detail-oriented individual to join our Rural Credit team as a Rural Credit Risk Intern. Our Commitment to You As a Rural Credit Risk Intern, you will have the opportunity to gain hands-on experience in credit risk analysis and management, working closely...
-
Senior Accounts Receivable Credit Analyst
2 weeks ago
Saint Louis, United States Accounting Career Consultants Full timeJob OverviewThe Senior AR Credit Analyst role is a key position within the Accounts Receivable department of a global organization. As a Senior AR Credit Analyst, you will have the opportunity to make significant contributions by reconciling complex accounts, analyzing credit risk, and clearing past-due accounts. This role allows you to collaborate with...
Credit Analyst
2 months ago
The credit analyst is responsible for analyzing and ensuring proper credit investigation in accordance with Credit Union policy. This role prepares, analyzes, and reviews financial data to determine credit worthiness and assists in loan portfolio monitoring. This is a hybrid/St. Louis position
Job Responsibilities
The intent of this job description is to provide a representation of the types of duties and level of responsibilities required of this position and is not intended to be an exhaustive list of all responsibilities, duties, and skills. Team members may be directed to perform job-related tasks others than those specifically stated in this description.
- Completes, tracks and monitors financial loan covenants for the commercial loan portfolio.
- Spreads financial statements regularly to assist lenders in analyzing credits for existing and new members
- Provides competent credit analysis for lending activities to be utilized within the credit evaluation forms presented to loan committee for review and for approval.
- Provides loan covenant and risk rating monitoring.
- Prepares and calculates risk ratings in adherence to our business lending loan policy and guidelines.
- Confirms or changes risk rating matrix for commercial loan portfolio.
- Assists in cash flow analysis of financial statements and calculation of key financial metrics.
- Evaluates results of investigations and prepares financial spreads and commentary for new requests, renewals, and annual reviews.
- Facilitates the routing, minutes, and meetings for loan committees.
- Performs background checks and pulls credit reports of borrowers to aid in credit analysis.
- Completes periodic financial updates and reviews of the existing loans to ensure compliance with loan agreements
- Suggests and presents credit limitations, strengths and weaknesses to loan officers and management.
- Visits business establishments and completes site inspections as requested to determine condition of property as part of new underwrite and annual review processes.
An equivalent combination of education, training, and experience will be considered.
- High school diploma
- Minimum of 3 years related professional experience preferred
- Bachelor's degree in finance, accounting or business administration field preferred
- Minimum of 1 year credit underwriting experience preferred
A representation of the knowledge, skills, and abilities necessary to perform this job competently.
- Proficiency in Microsoft Office (Excel, Word)
- Understanding of personal and business financial statements/tax returns
- Knowledge of applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
- Understanding of financial statements, ratios, and financial modeling.
- Familiarity with relevant financial regulations and compliance requirements.
- Awareness of economic indicators and their impact on credit markets.
- Ability to analyze financial data and identify trends.
- Precision in reviewing financial documents and identifying discrepancies.
- Effective written and verbal communication to present findings and recommendations.
- Ability to evaluate complex financial information and make informed decisions.
- Building relationships with colleagues.
- Managing multiple tasks and meeting deadlines.
Environmental or atmospheric conditions commonly associated with the performance of this job's functions.
- Hybrid remote and in-office setting; general office environment when in-office.
The physical demands described below are representative of those that must be met by an employee to successfully perform this job's essential functions. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
- Ability to work at a computer in a stationary manner up to 8 hours daily.
Together Credit Union is an Equal Opportunity employer. The Credit Union complies with appropriate federal, state, and local laws and provides equal employment opportunities without regard to race, color, religion, gender, age, sexual orientation, gender identity, national origin, veteran status, disability, or any other protected status to all qualified applicants and employees. Together Credit Union is committed to a policy of non-discrimination and dedicated to providing a positive discrimination-free work environment.