Financial Loan Consultant

2 weeks ago


Beaver, West Virginia, United States Agriculture, Rural Development Full time
Overview

This role is situated within a governmental office dedicated to Agriculture and Rural Development.

The selected candidate will be tasked with the promotion, oversight, and administration of loans and grants aimed at enhancing community infrastructure, public utilities, and business ventures.

Potential hiring incentives may be available.

Eligibility
  • Career transition (CTAP, ICTAP, RPL)

    Federal employees classified as "surplus" or "displaced".
  • The general public

    U.S. Citizens and Nationals or individuals with allegiance to the U.S.
Agency Clarification

Open to all U.S. Citizens, including those with Veterans Preference and individuals eligible under ICTAP, CTAP, and RPL.

Key Responsibilities
  • Evaluate annual financial documents and report on completed loans. Conduct security assessments on rural utility, community facility, and business initiatives. Review financial records to recommend loans for graduation or refinancing.
  • Formulate outreach and marketing strategies for designated loan portfolios.
  • Draft written loan approval decisions or recommendations for loan approvals and submit to the appropriate authority.
  • Assess loan and grant applications for eligibility and compliance with Rural Development regulations, policies, and procedures, entering data into relevant automated systems.
  • Manage the development, coordination, and administration of assigned loan and grant program portfolios, adhering to agency regulatory functions.
Requirements

Conditions of Employment
  • Must be a U.S. Citizen or U.S. National
  • Males born after 12/31/1959 must be registered with Selective Service or exempt
  • Subject to satisfactory completion of a background investigation and/or fingerprint check
  • Successful completion of a one-year probationary period, unless previously served.
  • Direct Deposit is mandatory for all Federal employees.
  • Must successfully pass the E-Verify employment verification check.
Qualifications

Applicants must meet all qualifications and eligibility requirements by each cut-off date of the announcement, including specialized experience and/or education, as outlined below.

GS-09 level: Applicants must possess 1 year of specialized experience equivalent to at least the GS-07 level; or its non-Federal equivalent demonstrating basic knowledge in loan processing and/or servicing duties. OR a Master's degree or equivalent graduate degree. OR 2 full years of progressively higher-level graduate education leading to such a degree.

GS-11 level: Applicants must have 1 year of specialized experience equivalent to at least the GS-09 level; or its non-Federal equivalent demonstrating comprehensive knowledge of complex mortgage and commercial loan principles. OR a Ph.D. or equivalent doctoral degree if related.

GS-12 level: Applicants must have one (1) year of specialized experience equivalent to at least the GS-11 level; or its non-Federal equivalent demonstrating experience in reviewing and making decisions on commercial loans and municipal bonds. There is no educational substitution for this grade level.

Education

Major studies in finance, business administration, economics, accounting, or related fields are preferred.

Additional Information

To be eligible for this position, candidates must pass a background investigation and credit check.

This position may offer opportunities for telework and flexible work arrangements based on agency policy.

Benefits

A career with the U.S. government provides a comprehensive benefits package designed to support employees and their families. Eligibility for benefits varies based on the type of position held.

Evaluation Process

Applicants will be evaluated based on their qualifications and experience. Those meeting the minimum qualifications will be categorized as Best Qualified, Well Qualified, or Qualified. Veterans may receive preference over non-veterans.

Applicants are encouraged to ensure their resumes accurately reflect their experience and qualifications relevant to this position.

Multiple positions may be filled from this announcement.

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