Community-Focused Mortgage Lending Specialist

2 weeks ago


Gulfport, Mississippi, United States Linscomb & Williams Full time
Position Overview
As a Mortgage Loan Officer, you will play a crucial role in generating new mortgage loan opportunities for our organization. Your efforts will be directed towards collaborating with real estate professionals, builders, previous clients, and various referral sources.

Key Responsibilities
1. **Business Development**: Actively seek out new business from both potential and existing clients, utilizing both in-person and remote strategies.
2. **Loan Processing**: Conduct interviews with loan applicants and manage the application process for purchases and refinancing.
3. **Client Counseling**: Advise borrowers on different loan options, assisting them in selecting the most suitable program that aligns with their financial objectives.
4. **Documentation Support**: Collaborate with the loan processor to collect necessary documentation from clients for underwriting preparation.
5. **Pipeline Management**: Oversee a substantial loan pipeline, ensuring compliance with closing deadlines and bank standards.
6. **Public Representation**: Act as a representative of the financial institution in community outreach and public relations activities.

Qualifications
- Comprehensive knowledge of various loan programs and associated costs.
- Familiarity with FHA, VA, and conventional underwriting standards.
- Ability to thrive under pressure while meeting strict deadlines.
- Detail-oriented with a strong adherence to established guidelines.
- Exceptional communication skills, both written and verbal.

We value a diverse workforce and believe that varied perspectives foster innovative solutions. All qualified candidates are encouraged to apply, regardless of background or experience.

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