Credit Risk Analyst

2 weeks ago


Salt Lake, Utah, United States BMW Group Full time
Company Overview:
BMW Financial Services NA, LLC, established in 1993, is dedicated to supporting the sales and marketing of BMW products. We have broadened our scope beyond traditional leasing and financing, offering a diverse range of products tailored for our esteemed BMW, MINI, and Rolls-Royce clientele.

Position Summary:
We invite you to explore the opportunity of joining our team as a Credit Risk Analyst at our office. In this pivotal role, you will be responsible for underwriting significant credit submissions and managing fleet credit line relationships.

Key Responsibilities:
- Underwrite substantial credit submissions, managing a portfolio of up to $400 million annually.
- Assess fleet credit line relationships, with limits up to $750K.
- Analyze consumer and business credit data to ensure compliance with regulatory requirements and company policies.
- Mitigate risk while promoting portfolio growth through thorough data analysis and interpretation.
- Communicate credit decisions effectively to internal stakeholders, providing clear rationale and alternative options when necessary.
- Foster strong relationships with Centers through proactive communication and support.

Qualifications:
- Bachelor’s Degree or equivalent experience in a related field.
- A minimum of 2 years of experience in finance or a related discipline.

Preferred Qualifications:
- Degree in Business with a focus on Finance.
- Experience in credit analysis, collections, and dealer-facing roles.

Why Join Us:
At BMW Financial Services, we offer a competitive Total Rewards package, including comprehensive health insurance, a 401(k) plan with company match, and opportunities for professional growth. Our culture is built on values such as Responsibility, Respect, Trust, and Fairness, guiding our interactions and business practices. We are committed to diversity, equity, and inclusion, welcoming individuals from all backgrounds.

Join us in shaping the future of automotive finance.
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