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Credit Risk Analyst

2 months ago


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About the Role

The Risk Division at Goldman Sachs is a team of specialists responsible for managing the firm's credit, market, liquidity, and operational risk. Our work contributes directly to the firm's success, and we are seeking a talented individual to join our team as a Credit Risk Analyst.

Key Responsibilities

  • Assess the credit and financial strength of counterparties by performing fundamental credit analysis of both quantitative and qualitative credit factors on Structured Finance and Commercial Real Estate financings.
  • Perform counterparty reviews, including recommending appropriate internal risk rating for each counterparty and regulatory risk ratings, where applicable.
  • Proactively monitor and assess counterparts and industry subsectors and report relevant information and its impact to senior management in a timely manner.
  • Develop a thorough understanding of counterparty financial disclosures and transaction memoranda.
  • Identify and escalate notable industry and performance trends and recommend appropriate action to senior team members.
  • Monitor the performance of counterparties in the portfolio, including adherence to covenants and analyzing the counterparties' performance relative to budget and/or underwriting expectations.
  • Determine macro factors impacting fundamental credit quality at both industry and sub-sector levels.
  • Prepare and submit in-depth analysis supporting the counterparties' ratings for Federal regulatory examinations.

Requirements

  • Bachelor's Degree.
  • 2-4 years of relevant experience in credit analysis or asset/portfolio management.

Preferred Qualifications

  • Industry knowledge of Structured Finance and/or Commercial Real Estate Financing.
  • Functional background or relevant experience in asset finance and accounting.
  • Experience in credit analysis, ratings analysis, corporate finance and/or research desired.
  • Highly motivated with strong academic background.
  • Strong analytical and communication skills, both oral and written.
  • Team player with an ability to work effectively with colleagues in other regional offices.
  • Flexibility, ability to learn quickly.
  • Strong organizational skills and the ability to manage multiple assignments concurrently.