Credit Portfolio Manager
1 month ago
The Credit Administrator is a key member of our team, responsible for ensuring the overall performance of our loan portfolio. This role will evaluate and approve/decline credit requests, for assigned lenders, that exceed their signing authority. Key responsibilities include monitoring the credit quality of assigned portfolios to ensure adherence to established risk parameters, ensuring compliance with all regulatory and credit policies, and providing assistance to lending officers in managing credit risk.
Responsibilities- Evaluate and approve/decline credit requests, for assigned lenders, that exceed their signing authority, up to the credit administrator's loan authority.
- Manage the Consumer and Small Business Lending Platform, with automation or streamlining of processes.
- Monitor the credit quality of assigned portfolios, including problem loan reports.
- Review loan checklists and adverse actions, in coordination with the Chief Credit Officer.
- Review and evaluate the most complex, larger credits and work with loan officers to ensure loan reports are accurate and complete.
- Assist lending officers in managing credit risk and supervise assigned Credit Analysts and Underwriters.
- Mentor assigned Underwriting and Credit Analyst staff and coordinate ongoing training for the development of relationship managers, credit analysts, and other colleagues involved in credit evaluation.
We are seeking a highly experienced banking professional with a minimum of 10 years of experience in commercial lending and lending approval. A four-year degree is required. Preferred qualifications include experience with LaserPro Loan Documentation, Jack Henry Core System, problem loan reporting and servicing, and proficiency in keyboarding and Microsoft Office products.
What We OfferWe offer a competitive salary and an extensive benefits package, including flexible health coverage options, life insurance, 401K retirement plan, and paid vacation/sick days. Our company is dedicated to providing opportunities for personal advancement and professional growth, and we invest in the tools and training needed to build a personalized career path for you.
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