Senior Credit Management Specialist

2 weeks ago

West Palm Beach, Florida, United States TD Bank Group Full time
Work Location:
United States of America

Hours:
40

Compensation Details:
$32.75 USD per hour

TD is dedicated to ensuring fair and equitable compensation for all employees. The salary range for this position considers various factors in compensation decisions, including the candidate's skills, experience, job-related knowledge, and geographic location. Typically, new hires do not start at the top of the salary range.

As a candidate, you are encouraged to discuss compensation-related inquiries with your recruiter for more specific information regarding this role.

Department:
Credit Management
Position Overview:

The Senior Credit Management Specialist is responsible for providing continuous support to a designated portfolio of commercial customer accounts within the Credit Management division. This role involves handling origination requests and managing the ongoing administration of accounts throughout their lifecycle. The Specialist ensures that all necessary processes are executed in line with Bank standards, emphasizing data accuracy and quality control to mitigate losses and minimize risk. Collaboration with lending and credit management teams is essential to gather critical information from various sources, including third parties and internal partners, for key tasks in loan origination and portfolio management systems. Throughout each phase of an account's lifecycle, the Senior Credit Management Specialist will verify that customer, facility, and regulatory documentation is accurately aligned within internal systems. The Specialist will act as a knowledgeable resource in commercial lending processes for colleagues.

Key Responsibilities:
  • Manage a designated portfolio of accounts for new and existing commercial clients, ensuring consistent professional service throughout the account lifecycle.
  • Assist in uploading due diligence documents received during underwriting to the image repository system in preparation for Loan Specialist assignment.
  • Support the preparation of basic financial analyses for less complex loans and industries, maintaining credit files and financial statements.
  • Input necessary data into the loan origination system to generate loan documentation; assist in closing new loan accounts and prepare complete approval packages.
  • Collaborate closely with the Credit Management team to support basic underwriting functions, including financial statement analysis.
  • Conduct research on industry-specific information from external sources, publications, and libraries, as well as utilizing online resources.
  • Assist in clearing and managing exceptions within Credit Management.
  • Support the Credit Management CCM team with reporting, loan activities, delinquencies, and tracking loan information.
  • Generate and distribute reports to the Credit Management team as required.
  • Oversee a loan pipeline from origination to booking, adhering to Bank policies and procedures.
  • Independently resolve complex issues related to the origination process through to booking.
  • Follow quality control procedures to ensure records contain the appropriate content using checklists and other verification tools.
  • Manage and confirm that TD document changes and inputs comply with system requirements.
  • Evaluate the best course of action considering bank policy, regulatory requirements, customer impact, and cost factors.
  • Establish strong working relationships with commercial stakeholders, credit risk teams, and other internal departments involved in underwriting, approval, and loan closing.
  • Perform lockdown control and quality checks post-approval to ensure alignment of approved terms with loan origination system data.
  • Provide support with onboarding activities as needed.
Qualifications:
  • Bachelor's degree or equivalent experience.
  • Minimum of 3 years of relevant experience.
  • Knowledge of accounting principles, including FASB and GAAP regulations, particularly in relevant business lines.
  • Curiosity and attention to detail with a willingness to investigate the intricacies of assigned accounts.
  • Strong analytical and problem-solving abilities.
  • Proactive approach to obtaining necessary information and influencing others tactfully.
  • Relationship management skills with the ability to foster strong client relationships.
  • Effective communication skills to clearly present numerical information and articulate accounting requirements.
  • Capability to analyze non-routine transactions requiring judgment.
The above statements describe the general nature and level of work performed by individuals in this role. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required.

About TD Bank Group:
TD is a leading global financial institution and the fifth largest bank in North America by branches. We deliver exceptional customer experiences to millions of households and businesses across Canada, the United States, and beyond. With over 95,000 colleagues, we are committed to enriching the lives of our customers, communities, and employees.

Our Commitment to Colleagues:
TD is focused on providing a supportive environment for all employees, fostering career development and growth opportunities. We offer a comprehensive Total Rewards package that includes competitive salaries, health and well-being benefits, retirement programs, and career development resources.

Colleague Development:
We are dedicated to helping our employees succeed through regular development conversations, training programs, and mentorship opportunities.

Training & Onboarding:
We provide thorough training and onboarding sessions to ensure that new hires have the necessary tools for success in their roles.

Interview Process:
We communicate with candidates of interest to schedule interviews and provide updates throughout the application process.

Equal Opportunity Employment:
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

  • Senior Credit Management Specialist

    2 weeks ago

    West Palm Beach, Florida, United States TD Bank Group Full time

    Work Location: United States of America Hours: 40 Compensation Details: $32.75 USD per hour TD is dedicated to ensuring fair and equitable compensation for all employees. The salary range for this position considers various factors that influence compensation decisions. The actual base pay offered may differ based on the candidate's expertise, experience,...

  • Senior Credit Management Specialist

    2 weeks ago

    West Palm Beach, Florida, United States TD Bank Group Full time

    Work Location: United States of America Hours: 40 Compensation Details: $32.75 USD per hour TD is dedicated to ensuring fair and equitable compensation for all employees. The salary range for this position considers various factors that influence compensation decisions. The actual base pay offered may differ based on the candidate's expertise, experience,...

  • Senior Credit Analyst

    2 weeks ago

    West Palm Beach, Florida, United States Great Elm Capital Management, Inc. Full time

    Senior Credit Analyst Opportunity Position Overview:Great Elm Capital Management, Inc. is on the lookout for a skilled Senior Credit Analyst to bolster its senior investment team, reporting directly to the Head of Research. The ideal candidate will be responsible for conducting thorough analyses across various sectors and the companies operating within them,...

  • Senior Credit Analyst

    2 weeks ago

    West Palm Beach, Florida, United States Great Elm Capital Management, Inc. Full time

    Senior Credit Analyst Position Overview:Great Elm Capital Management, Inc. is on the lookout for a seasoned Credit Analyst to bolster its senior investment team, reporting directly to the Head of Research. The ideal candidate will be responsible for conducting thorough analyses across various sectors and the companies operating within them, ultimately making...

  • Senior Credit Analyst

    6 days ago

    West Palm Beach, Florida, United States First Horizon Bank Full time

    About the RoleThe Senior Credit Analyst position at First Horizon Bank provides high-level analytical support in underwriting and analyzing commercial credit facilities. This role assists Portfolio Managers and Relationship Managers in managing customer relationships and provides credit analysis support for assigned lending relationships.Key...

  • Senior Credit Research Analyst

    2 weeks ago

    West Palm Beach, Florida, United States Great Elm Capital Management, Inc. Full time

    Experienced Credit Analyst Position Overview:Great Elm Capital Management, Inc. is on the lookout for a skilled Credit Analyst to bolster its senior investment team and report directly to the Head of Research. The ideal candidate will be responsible for conducting thorough analyses across various sectors and the firms within them, providing informed...

  • Senior Credit Research Analyst

    2 weeks ago

    West Palm Beach, Florida, United States Great Elm Capital Management, Inc. Full time

    Experienced Credit Analyst Opportunity Position Overview:Great Elm Capital Management, Inc. is on the lookout for a seasoned Credit Analyst to bolster its senior investment team and report directly to the Head of Research. The ideal candidate will be responsible for conducting thorough analyses across various sectors and the firms operating within them,...

  • Commercial Credit Specialist

    6 days ago

    West Palm Beach, Florida, United States First Horizon Bank Full time

    About the RoleThe Senior Credit Analyst position at First Horizon Bank provides high-level analytical support in underwriting and analyzing commercial credit facilities. This role assists Portfolio Managers and Relationship Managers in managing customer relationships and provides credit analysis support for assigned lending relationships.Key...

  • Senior Loan Operations Executive

    2 weeks ago

    West Palm Beach, Florida, United States Guardians Credit Union Full time

    Job OverviewPOSITION SUMMARY:The Senior Loan Operations Executive is responsible for overseeing the credit union's comprehensive lending portfolio. Reporting directly to the Executive Vice President, this role is pivotal in establishing lending policies and procedures that promote sustainable portfolio expansion. The executive will strategize, develop, and...

  • Housekeeper - Senior Care Specialist

    4 days ago

    West Palm Beach, Florida, United States Senior Helpers - West Palm Beach, FL Full time

    Job OverviewWe are seeking a compassionate and dedicated Housekeeper - Senior Care Specialist to join our team at Senior Helpers - West Palm Beach, FL. As a key member of our care team, you will play a vital role in providing exceptional support to our senior clients in the comfort of their own homes.ResponsibilitiesAssist with Daily Living Activities:...

  • Regional Credit Acquisition Specialist

    1 week ago

    West Palm Beach, Florida, United States Blend360 Full time

    Job OverviewCompany Overview:BLEND360 is a renowned, innovative organization specializing in Data, Digital Marketing, and AI Solutions. We are committed to delivering exceptional results for our Fortune 500 partners. Our growth trajectory is marked by our expertise in advanced analytics, data management, technology, and digital marketing strategies. We are...

  • Senior Credit Analyst

    2 weeks ago

    Boynton Beach, Florida, United States Seacoast Business Funding Full time

    POSITION OVERVIEW: The primary function of this role is to collaborate with the Business Development and Senior Underwriting teams to create comprehensive credit and business analysis reports for potential clients. These reports are crucial for facilitating informed credit decisions by the Senior Management Team at Seacoast Business Funding (SBF), in...

  • Senior Credit Analyst

    2 weeks ago

    Boynton Beach, Florida, United States Seacoast Business Funding Full time

    POSITION OVERVIEW: The primary focus of this role is to collaborate with the Business Development and Senior Underwriting teams to create comprehensive credit and business analysis reports for potential clients. These reports are essential for facilitating informed credit decisions by the Senior Management Team at Seacoast Business Funding (SBF), in...

  • Water Management Specialist

    1 day ago

    West Palm Beach, Florida, United States SOLitude Lake Management Full time

    About the Role:SOLitude Lake Management is seeking a highly skilled and motivated Water Management Specialist to join our team. As a Water Management Specialist, you will be responsible for providing exceptional service to our clients by ensuring the health and beauty of their lakes and ponds.Key Responsibilities:Treat for algae, submerged and floating...

  • Senior Resiliency Program Manager

    2 weeks ago

    West Palm Beach, Florida, United States South Florida Water Management District Full time

    Senior Resiliency Program ManagerCompany: South Florida Water Management DistrictLocation: West Palm Beach, FLThe role of the Senior Resiliency Program Manager involves overseeing significant projects in collaboration with the U.S. Army Corps of Engineers (USACE) and managing ongoing and future contracts within the Office of District Resiliency. The primary...

  • Senior Risk Management Specialist

    4 days ago

    Deerfield Beach, Florida, United States JM Family Enterprises Full time

    **Job Summary:**The Senior Risk Management Specialist at JM Family Enterprises will play a crucial role in managing and controlling risk for Retail and Lease lending. This position involves conducting detailed analyses, monitoring credit risk metrics, and collaborating on strategy enhancements to improve efficiency and automation within the organization.Key...

  • Credit Account Manager

    2 hours ago

    Deerfield Beach, Florida, United States Watsco Full time

    About the RoleWe are seeking a highly skilled Credit Specialist to join our team at Watsco, a leading distributor of HVAC/R equipment and supplies. As a Credit Specialist, you will play a critical role in managing our customer relationships and ensuring the timely payment of invoices.Key ResponsibilitiesManage Credit Accounts: You will be responsible for...

  • Water Management Specialist

    6 days ago

    West Palm Beach, Florida, United States SOLitude Lake Management Full time

    About the RoleWe are seeking a highly skilled and motivated Water Management Specialist to join our team at SOLitude Lake Management. As an Aquatic Technician, you will play a critical role in maintaining the health and beauty of our clients' lakes and ponds.Key ResponsibilitiesTreat for algae, submerged and floating weeds, shoreline weeds, non-desirable...

  • Pest Management Specialist

    2 weeks ago

    West Palm Beach, Florida, United States Native Pest Management Full time

    Job OverviewSalary: $40,000-$55,000About Us:Native Pest Management is a locally owned and operated enterprise dedicated to providing pet-friendly and eco-conscious pest control solutions to residents in Florida. We take pride in our dedication to safe pest management practices and consistently strive to surpass customer expectations. Our commitment to...

  • Senior Staff Accountant

    4 days ago

    West Palm Beach, Florida, United States Florida Community Health Centers, Inc. Full time

    Job SummaryThe Senior Staff Accountant plays a vital role in maintaining the financial integrity of Florida Community Health Centers, Inc. This position is responsible for ensuring the accuracy and completeness of financial reports, including the general ledger, and providing support to the Assistant Controller, Director of Finance/Controller, and CFO.Key...