Financial Services Representative

17 hours ago


Cedar Rapids, Iowa, United States Cedar Rapids Bank & Trust Full time
Job Title: Financial Services Representative

Estimated Salary: $60,000 - $80,000 per year

Job Description:

The role of a Consumer Loan Specialist at Cedar Rapids Bank & Trust involves underwriting and approving consumer loans, as well as daily operational service activities. This position requires a strong understanding of regulatory and compliance issues affecting consumer loans, as well as bank policies and procedures.

  • Underwrite and approve consumer loans (auto, non-titled equipment, recreational vehicles, CVLI, deposit secured, stock/bond secured, closed-end home equity, home equity line of credit, bridge, lot refinances, and unsecured)
  • Complete Adverse Action documentation in accordance with bank policies & procedures
  • Maintain knowledge and understanding of regulatory and compliance issues affecting consumer loans

Required Skills and Qualifications:

  • High school diploma, technical certificate, or equivalent required
  • Minimum of 3 years' experience in banking, preferably consumer lending related
  • Knowledge of consumer loan products, services, and loan documentation

Benefits:

  • Cedar Rapids Bank & Trust is an equal opportunity employer
  • We foster and preserve a culture of diversity, equity, and inclusion



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