Agricultural Credit Specialist
3 weeks ago
As a Credit Officer at Compeer Financial, you will be responsible for analyzing new credit requests, making loan servicing decisions for existing clients, and performing other essential credit duties. You will complete financial analysis and underwriting on a variety of crop and livestock industries throughout Compeer's territory, making credit decisions that are consistent with established credit policies, procedures, and best practices.
Essential Functions- Financial Analysis: Analyze financial and supporting documentation submitted for formal and informal lending and servicing requests.
- Credit Decision Making: Approve, decline, or escalate credit decisions to higher authority levels as required.
- Loan Servicing: Determine appropriate level of analysis and due diligence required based on credit risk, determine appropriate account classification and probability of default rating, and establish loan conditions and closing requirements for approved actions.
- Communication: Effectively communicate credit decisions, terms, conditions, and findings through a formal narrative write-up and answer questions and provide direction on credit-related issues that arise during the processing, closing, and servicing of lending transactions.
- Education: Bachelor's degree in ag business, finance, economics, or a related field or an equivalent combination of education and experience sufficient to perform the essential functions of the job.
- Experience: Minimum of 3 years of experience in a financial institution, preferred.
- Knowledge and Skills: Knowledge of federal and state laws, regulations, and compliance requirements specific to the financial industry and Farm Credit, basic to solid knowledge of agricultural businesses and operations, crop insurance, and livestock industries and associated production practices, and solid computer skills, including MS Office applications, customer relationship management (CRM) programs, internal underwriting and database systems.
Compeer Financial exists to champion the hopes and dreams of rural America. We are a financial cooperative that provides financial services to farmers, ranchers, and rural communities. We are committed to delivering exceptional service, building strong relationships, and making a positive impact in the communities we serve.
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