VP - Portfolio Manager, Commercial and Industrial Lending Specialist

3 weeks ago


New York, New York, United States BHI Full time
Job Summary

We are seeking a highly skilled Portfolio Manager to join our team at BHI. The successful candidate will be responsible for managing a portfolio of commercial and industrial lending transactions, ensuring the health and growth of our clients' businesses.

Key Responsibilities
  • Underwrite new and existing credits, including renewals, amendments, and annual reviews, and prepare credit application memos in collaboration with the Credit Analysis Unit.
  • Conduct comprehensive business and industry analysis, identifying key risks and mitigants, and perform profitability assessments using metrics such as RAROC and RORWA.
  • Monitor the credit condition of the portfolio on a daily basis, evaluating borrowers and facilities credit risk and financial performance on a monthly/quarterly basis.
  • Generate risk ratings, incorporating qualitative and quantitative analysis, and identify early warning signs and deterioration trends.
  • Prepare and deliver credit portfolio reports during quarterly portfolio review meetings.
  • Collaborate with middle and back-office teams to ensure accurate recording of transactions and seamless facilitation of funding.
Requirements
  • Masters degree in Economics, Finance, Accounting, or a closely related field.
  • 2 years of experience in credit and financial statement analysis, due diligence, and loan documentation for large-scale transactions.
  • 2 years of experience with credit rating methodologies and portfolio management principles, with a focus on Israel's local capital markets and credit rating agencies.
  • 1 year of experience with Moody's CreditLens, Collateral Monitoring, and Loan Origination systems.
Salary and Benefits

$160,000 to $195,000 per year, depending on experience.



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