Loan Origination Specialist

1 week ago


Charlotte, North Carolina, United States Skyla Credit Union Full time
Job Summary

We are seeking a highly skilled Loan Origination Specialist to join our team at Skyla Credit Union. As a key member of our lending team, you will be responsible for processing member loan applications, growing our consumer loan portfolio, and providing exceptional customer service.

Key Responsibilities
  • Process loan applications via various channels, including telephone, mail, fax, and electronic delivery means.
  • Evaluate proof of income and analyze credit reports to make informed lending decisions.
  • Provide loan approval and prepare loan documents for funding for approved loans.
  • Qualify non-members for membership and open deposit accounts as needed.
  • Solicit new accounts, cross-sell credit union services, and add new relationships to existing accounts.
  • Maintain strong knowledge of ancillary products and features to make effective recommendations to members.
  • Remain up-to-date on changes in credit union lending policy, procedures, and consumer lending practices.
  • Obtain necessary lending licensing and meet credit life/disability, GAP, and warranty goals.
  • Maintain the integrity of all members' records in a confidential manner.
  • Comply with all federal regulations, credit union policies, and procedures.
Requirements
  • High School Diploma required; bachelor's degree preferred.
  • 2 years of lending experience.
  • Proficient in Microsoft suite of products.
  • Strong interpersonal and communication skills.
  • Ability to handle high volume and work in a team environment.

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