Mortgage Loan Originator

3 days ago


Charlotte, North Carolina, United States First Citizens Bank Full time
Overview

This position plays a critical role in the success of First Citizens Bank's mortgage lending business. As a Mortgage Banker, you will be responsible for selling and servicing mortgage loans, building a high-quality pipeline of residential mortgage loan applications, and providing exceptional client service.

Responsibilities
  • Sales: Achieve mortgage loan production goals by initiating sales calls, conducting presentations, and participating in networking activities. Utilize referral sources to create sales opportunities and solidify relationships with bank partners.
  • Loan Processing: Interview applicants to assess their needs, evaluate their financial position, and identify appropriate product offerings. Facilitate complete and thorough loan applications, prequalify applicants, and submit detailed loan applications.
  • Loan Support: Manage the progression of loans throughout the loan process, ensuring adherence to regulatory and corporate guidelines. Provide updates and respond to client inquiries, working closely with processing support to follow up on necessary conditions or stipulations.
  • Relationship Development: Establish a rapport with clients to identify business needs and leverage sales opportunities. Build and maintain a strong network with internal and external referral sources.
Qualifications

Bachelor's Degree or High School Diploma/GED and 1 year of experience in Mortgage Loan Originating. Must complete federal registration and annual renewal as required by the SAFE Act. A valid driver's license is also required, as frequent driving to other offices, bank customers, etc. is necessary for this role.



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