Commercial Lines Underwriter

4 days ago


Draper, Utah, United States Auto-Owners Insurance Full time
{"title": "Underwriting Career at Auto-Owners Insurance", "content": "Underwriting Career at Auto-Owners Insurance

A challenging and rewarding career awaits at Auto-Owners Insurance, where our team of caring associates create financial security for individuals and businesses. Our merit-based work-from-home program offers flexibility and autonomy, allowing you to work from the comfort of your own home after initial training.

We are seeking a motivated underwriting trainee to join our team. As an underwriter, you will apply insurance coverage, rules, and guidelines to execute the underwriting decision-making process according to our company's underwriting philosophy. This role includes training and development through completion of our underwriter training program for the assigned line of insurance.

Key Responsibilities:
  • Learn various insurance coverages and contracts, as well as company philosophy and procedures, to make informed underwriting decisions.
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use.
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
  • Analyze loss experience, financial conditions, and physical characteristics of risks.
  • Acquire a working knowledge of supporting sections of the underwriting department.
  • Effectively communicate with independent agents and other associates through verbal and/or written means.
  • Participate in and successfully complete the Company underwriter training program.
Requirements:
  • Bachelor's degree or direct equivalent experience with property/casualty underwriting.
  • Ability to organize data, multi-task, and make decisions independently.
  • Above-average communication skills (written and verbal).
  • Ability to write reports and compose correspondence.
  • Ability to resolve complex issues.
  • Continually develop product knowledge through participation in approved educational programs.
Benefits:

Auto-Owners offers a wide range of career opportunities, a friendly work environment, structured training program, employee mentoring, and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off, including holidays, vacation days, personal time, and sick leave.

Auto-Owners Insurance is an equal opportunity employer. We hire, transfer, and promote on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity, or national origin, or any factor contrary to federal, state, or local law.

", "lang_code": "en"}
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