Director of Consumer Credit Product Delivery

3 days ago

San Mateo, California, United States Visa Europe Full time
Job Description

Director, Consumer Credit Product Delivery

Join Visa Europe as a Director, Consumer Credit Product Delivery and play a key role in shaping the future of consumer credit products. As a member of the US Consumer Credit Product team, you will be responsible for delivering Visa's consumer credit products and credit market knowledge and insights to our clients.

Key Responsibilities:

  • Serve as a deep consumer credit industry and product subject-matter-expert supporting both internal partners and external clients to address a variety of needs.
  • Support sales of Visa's consumer credit product and solutions by engaging with clients to identify objectives, product gaps, and opportunities.
  • Help clients configure Visa's product and solutions to meet clients' objectives.
  • Lead custom Visa product implementations (e.g. premium affluent platforms) working with clients and various internal Visa teams.
  • Engage with clients to provide insights on product and market trends, consumer credit growth strategies, and strategic product considerations.
  • Support Requests for Proposal (RFP) and new business development opportunities, working with sales organization to prepare, present, negotiate and win deals for assigned product lines.
  • Support a range of large and small credit clients, including issuers, processors and other consumer credit stakeholders.
  • Drive issuer understanding and engagement in Visa Consumer credit strategy and initiatives, such as the initiatives for affluent and non-affluent credit products.
  • Work collaboratively across functional teams including Consulting (Visa Consulting & Analytics), Product management, Co-Brand, Client Delivery, Client Services, Finance, Visa Research and others to develop and execute strategic plans and key initiatives.

Requirements:

  • 10 years of product management/product strategy experience with a Bachelors Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/MBA/JD/MD) or at least 3 years of work experience with a PhD.
  • Leader with 7+ years of relevant professional experience.
  • Experience managing consumer credit portfolios for a US credit-issuer in multiple functional areas. Key areas include product management, marketing, finance, strategy, customer experience, digital, product development, risk and analytics.
  • Deep knowledge of the economic drivers of the consumer credit industry economic factors, consumer preferences, revenue levers (interchange, fees, net interest margin), cost levers (technology, operations, marketing, rewards).
  • Business acumen with minimum BA/BS required. MBA preferred.
  • Excellent communication and presentation skills.
  • The role requires abilities to develop relationships with senior client executives, and the ability to develop and deliver presentations to senior audiences, as well as larger audiences of 50+.
  • Ability to work on projects across teams and ensure project deadlines are met.
  • Strong team player with demonstrated ability to collaborate and work effectively across functional areas to build consensus and achieve goals.
  • A high, self-defined standard of excellence and drive for continual improvement.
  • An affinity for payments technology and its future. Deep curiosity about what is happening, and what is happening next in the industry.
  • Ability to interpret data and translate findings into strategic insights and actionable recommendations.
  • Excellent proficiency in Excel and PowerPoint.

Additional Information:

This position requires travel 10-40% of the time, domestically. The position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of Article 49 of the San Francisco Police Code.

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