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Group Product Manager, Card Issuing Platform

2 months ago

San Francisco, United States Affirm Full time

Our mission to deliver honest financial products that improve lives extends beyond borders. Consumers across the globe need safe, transparent financing. Our retail partners need Affirm to be there for them, wherever that might be. To help achieve this vision, we are expanding our product lines and becoming a global company. We’re just getting started, and we’re looking for a strong product leader to take on this big challenge

All potential applicants are encouraged to scroll through and read the complete job description before applying. As a Group Product Manager on the Card Issuing Platform team, you will play a pivotal role in shaping the future of consumer financial services, commerce, and payments, specifically in how our users can use Affirm’s products anywhere card instruments are accepted. The Card Issuing Platform team is responsible for building the issuing programs that enable our merchants, wallet partners, and Affirm Card users to leverage Affirm’s financial products through the card networks. We do this by scaling our issuing programs and solving challenging closed end lending use cases in a revolving environment. You will work closely with cross-functional teams including Engineering, Product Analytics, Finance, Partnerships, other Product teams, external issuing partners, and more to define and build solutions that improve and scale Affirm’s virtual and physical card capabilities, driving a direct impact on key business goals. You should be outcomes driven with a very high bias for action and are undaunted by multiple dependencies both internal and external.

What you’ll do

Enhance issuing platform capabilities across merchant integrations, wallets, and the Affirm Card . Own key initiatives across our platform to improve how we issue cards and manage lending services over the card networks.

Be a Card Product Expert . Be a trusted source on our Issuing platforms and products, with a deep understanding of how the interplay between issuing processors, issuing banks, and card networks functions, knowledge of various card classifications and economic structures, and most importantly, how Affirm’s products fit within that ecosystem.

Focus on Business Outcomes . Cut through the complexity of card programs to identify opportunities for enhanced economic efficiencies across the issuing P&L.

Build for Scale . Lead and guide product direction for a cross-functional team of engineering, analytics, and platform partners. All with a platform mindset.

Product Discovery and Opportunity Identification . Identify new product opportunities and set a comprehensive roadmap that’s informed by data analysis, qualitative research, and your own discovery.

Drive the Product Lifecycle . Define product objectives, work with the engineering team and partners to drive requirements, ultimately lead execution to launch key products and features.

Senior Leader Interaction . Interact effectively with senior leaders presenting insights and strategies that drive our company’s objectives.

What we look for

10+ years of product management experience in fintech or a payments related industry

Knowledge of the card issuing ecosystem, including key players, products, funds flows, and economics

Experience at an issuing processor or card network a plus

Track record of experimenting and successfully launching at scale

Outstanding written and verbal communication with a diverse stakeholder audience

Very good at influencing leadership, cross-functional teams, and external partners

Solid technical chops that allow you to have in depth technical discussions and opinions

Excellent at identifying and prioritizing high impact initiatives

Experience managing technical software products from kick-off to post-launch

The ability to turn incomplete, conflicting, or ambiguous inputs into solid action plans

Excellent at establishing cross-functional relationships, tapping into those relationships and driving consensus to make progress

Pay Grade - USA32 Employees new to Affirm or promoted into a new role, typically begin in the min to mid range. USA base pay range (CA, WA, NY, NJ, CT) per year: Min: $222,300 Mid: $277,800 Max: $333,400

USA base pay range (all other U.S. states) per year: Min: $200,000 Mid: $250,000 Max: $300,100

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