Mortgage Consultant- Outside Sales

2 months ago

Cincinnati, United States National Penn Bank Full time
Build Your Future Here:

Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well you are in the right place. Join us on our journey to being the Best Community Bank in America. Our motto is Working Together. Building Success. and by joining Peoples Bank, we will work together to help you achieve your career goals, just like we help thousands of clients reach their financial goals.

Peoples Bank is one of the largest 150 banks in the United States with 130 full-service bank branches in Ohio, West Virginia, Kentucky, Virginia, Washington D.C. and Maryland. We also have Specialty Finance offices in Minnesota, Missouri and Vermont. Peoples Bank prides itself as a community bank and dedicates its resources to improving our communities. The Peoples Bank Foundation celebrated its 20th anniversary in 2023, donating over $7 million to local organizations since its inception.

We are proud to share national accolades that celebrate our company culture and recognize us as a great place to bank:
  • American Banker Best Banks to Work For in 2021, 2022, and 2023
  • Top Workplaces USA national award in 2022, 2023, and 2024
  • Newsweek's America's Best Banks 2023, and 2024
At Peoples Bank, we know that there is more to life than work. But we also understand that the quality of the work environment and employee benefits can greatly impact an associate's life. That's why we seek to create a great benefits package for our associates including: 401(k) retirement plan with an employer match, employee stock purchase plan, various education assistance programs such as student loan and tuition paydown/reimbursement, paid vacation and holidays, and much more. For full details of our benefits offerings, please visit: peoplesbancorp.com/about-us/find-a-career/

Job Purpose

The Mortgage Consultant is primarily responsible for making sales of residential mortgage and home equity loan products to both potential and existing customers to meet defined production objectives. The Consultant will customarily and regularly conduct loan discussions by meeting with clients outside of Peoples Bank's places of business and if convenient for the prospective borrower, at a Peoples Bank branch or operating facility. The Consultant will develop and nurture an extensive network of mortgage loan referral sources including retail branch partners, realtors, builders and other center-of-influence professionals (CPAs, Attorneys and Financial Planners). They will also be an active member of the community in which they live or work and will provide consumer education, product knowledge and support to promote homeownership within their community.

The Mortgage Consultant will understand all of the residential mortgage and home equity products the bank offers and will understand, and remain current, on the regulations (Regulation Z, Regulation B, Home Mortgage Disclosure Act, RESPA etc.) governing the mortgage lending industry. As a trusted professional to the home loan applicant, they will provide exceptional customer service through all stages of the loan decision cycle from initial interview through application, loan processing and loan closing. They will provide individual attention to each applicant to understand their mortgage lending needs and provide recommendations accordingly. The Mortgage Consultant has the responsibility of gathering the borrower's personal information (in-person, telephone, on-line, or e-mail) and inputting it into the bank's loan origination system.

The Mortgage Consultant will further assist customers by identifying and understanding their needs for non-mortgage bank products. Relying on their established internal partner network and through the use of the bank's sales referral system, the Consultant will facilitate referrals to other lines of business.

Job Duties
  • Consistently meets or exceeds established production, referral, and customer satisfaction objectives.
  • Regularly call on and have face-to-face meetings with customers and potential customers outside of Peoples Bank's place of business within a defined sales territory to discuss lending options, review financial and credit information and sell mortgage loan products. If convenient for the prospective borrower, meet with him/her at a Peoples Bank branch or Peoples operations facility.
  • Regularly travel to develop pipeline and work with outside sources to receive referral for new business.
  • Responsible for offering the best possible customer experience as well as providing guidance on product options.
  • Enter complete and thorough application information into the loan origination system.
  • Contact the applicant to collect all supporting documentation required for a complete loan package and upload into the loan origination system.
  • Actively communicate with prospective borrowers during the application process either in person, by phone, or electronically. Manage loan pipeline, proactively keeping borrowers up to date on the status of their loan request.
  • Serves as trusted advisor to other lines of business by attending market team meetings and by participating in joint sales call efforts.
  • Uncover client financial needs through the mortgage interview process and make referrals through the sales referral system.
  • Contact all incoming mortgage referrals and keep sales referral system up to date.
  • Collaborate with the loan fulfillment team to ensure key process milestones are met, regulations are adhered to and the loan is processed efficiently.
  • Enhances job knowledge by proactively participating in educational opportunities, reading professional publications, and participating in professional organizations.
  • Demonstrates initiative in developing a broad referral network of retail partners, realtors and other professionals/centers of influence; cold-calling/prospecting.
  • Participate in community activities/organizations that promote the bank and homeownership, including hosting or presenting first-time home buyer or home ownership principles seminars to agencies or members of the community.
  • Attends and participates in Consumer Lending meetings as required by management.
  • Delivers product and service knowledge to their peers.
  • Participates in and provides leadership for projects and initiatives related to the Consumer and Residential Lending lines of business.
  • Participate and complete training required by Peoples Bank.
  • Will perform special projects as assigned.
Education, Experience and Job Skills:
  • Associate's Degree or equivalent work experience required, Bachelor's Degree preferred .
  • Exceptional time management skills and proven ability to manage a dynamic pipeline.
  • Excellent communication skills, experience in public speaking preferred.
  • Ability to comprehend and analyze complex personal financial information.
  • Good computer skills.
  • 5 years of residential mortgage lending or commensurate sales experience preferred.
  • S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site mortgage.nationwidelicdensingsystem.org) provides the MU4R questions and registration required for employment in this position.
Basic Qualifications
  • Associate's Degree or equivalent work experience required.
  • S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS).


Equal Opportunity Employer M/F/Disabled/Vet;
If you are unable to complete this application due to a disability, contact to ask for an accommodation, alternative application process or other inquires.

  • Mortgage Consultant- Outside Sales

    2 months ago

    Cincinnati, United States Peoples Bank Full time

    Job DescriptionJob DescriptionBuild Your Future Here:Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well you are in the right place. Join us on our journey to being the Best Community Bank in America. Our motto is Working Together. Building Success. and by joining Peoples Bank, we will work together to...

  • Residential Mortgage Specialist

    2 weeks ago

    Cincinnati, Ohio, United States Peoples Bank Full time

    Position OverviewShape Your Career with Us:Are you considering a career shift or embarking on a new journey with a thriving organization known for its exceptional workplace culture? You have found the right opportunity. Join us as we strive to become the premier community bank in the nation. Our guiding principle is Collaborating for Success. By becoming a...

  • External Mortgage Loan Originator

    2 months ago

    Cincinnati, United States American Neighborhood Mortgage Acceptance Company LLC Full time

    Job DetailsJob Location 4030 Cincinnati - Cincinnati, OH Position Type Full Time Education Level High School Travel Percentage Road Warrior Job Category Sales Description AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from real estate brokers...

  • Outside Sales Consultant

    2 months ago

    Cincinnati, Ohio, United States Strategic HR Full time

    Company DescriptionTo be successful in this position, you will be a well-organized team player, professional, and energetic. You will strive toward delivering high standards of customer service and quality.Fiber-Seal of Southwest Ohio and Kentucky, a carpet and fabric maintenance company with 50 years in the industry, is expanding and seeking quality...

  • Outside Sales Consultant

    2 months ago

    Cincinnati, Ohio, United States Strategic HR Full time

    Company DescriptionTo be successful in this position, you will be a well-organized team player, professional, and energetic. You will strive toward delivering high standards of customer service and quality.Fiber-Seal of Southwest Ohio and Kentucky, a carpet and fabric maintenance company with 50 years in the industry, is expanding and seeking quality...

  • Mortgage Sales Specialist

    1 week ago

    Cincinnati, Ohio, United States Peoples Bank Full time

    Job OverviewShape Your Career with Us:Are you considering a career shift or looking to start your journey with a thriving organization known for its exceptional workplace culture? You have found the right opportunity. Join us as we strive to become the Best Community Bank in America. Our guiding principle is Working Together. Building Success. At Peoples...

  • Residential Mortgage Consultant

    2 weeks ago

    Cincinnati, Ohio, United States Stock Yards Bank and Trust Full time

    Mortgage Loan OfficerWe are looking for a dedicated Mortgage Loan Officer to facilitate the loan process for our clients. In this position, you will be responsible for driving loan volume through effective sales strategies with builders, real estate agents, and other industry contacts. A solid background in FHA, VA, and conventional lending is required,...

  • Outside Sales Manager

    1 month ago

    Cincinnati, United States Sales Focus Full time

    If you are looking to join a company that has worked in the Sales Industry for over 25 years and has helped grow companies across the US, look no more. Sales Focus Inc., the leading provider of Sales Outsourcing is looking for dedicated sales managers that want to grow in the hottest industry on the market! The Outside Sales Manager will be building and...

  • Residential Mortgage Consultant

    2 weeks ago

    Cincinnati, Ohio, United States Warsaw Federal Savings & Loan Associates Full time

    Job TypeFull-timePosition OverviewAt Warsaw Federal Savings & Loan Associates, we are committed to enhancing the financial well-being of our community. As a community-focused financial institution, we aim to provide tailored financial solutions, resources, and education to foster economic growth and equity. Role SummaryThe Mortgage Loan Originator plays a...

  • Outside Sales Representative

    2 months ago

    Cincinnati, United States Sales Focus Inc. Full time

    Job DescriptionJob DescriptionLooking for an exciting, dynamic outside sales job in one of the fastest growing industries in the world, clean and sustainable energy? Do you enjoy getting out from behind the desk and engaging with prospects face-to-face in B2B outside sales where every relationship you create leads to more sales? Do you want to take control...

  • Outside Sales Manager

    1 month ago

    Cincinnati, United States Sales Focus Inc. Full time

    Job DescriptionJob DescriptionIf you are looking to join a company that has worked in the Sales Industry for over 25 years and has helped grow companies across the US, look no more. Sales Focus Inc., the leading provider of Sales Outsourcing is looking for dedicated sales managers that want to grow in the hottest industry on the market! The Outside Sales...

  • Outside Sales Manager

    3 months ago

    Cincinnati, United States Sales Focus Inc. Full time

    Job DescriptionJob DescriptionIf you are looking to join a company that has worked in the Sales Industry for over 25 years and has helped grow companies across the US, look no more. Sales Focus Inc., the leading provider of Sales Outsourcing is looking for dedicated sales managers that want to grow in the hottest industry on the market! The Outside Sales...

  • Outside Sales Representative

    4 weeks ago

    Cincinnati, United States Sales Focus Inc. Full time $55,000 - $100,000

    Job DescriptionJob DescriptionWho We Are!  Sales Focus Inc., the sales outsourcing pioneer, is looking to hire full-time Outside Sales Representatives on behalf of our client Constellation Energy. SFI pioneered the sales outsourcing industry in the United States in 1998. We have 25 years of experience working within a wide range of industries to boost...

  • Outside Sales Representative

    4 weeks ago

    Cincinnati, United States Sales Focus Inc. Full time $55,000 - $100,000

    Job DescriptionJob DescriptionWho We Are!  Sales Focus Inc., the sales outsourcing pioneer, is looking to hire full-time Outside Sales Representatives on behalf of our client Constellation Energy. SFI pioneered the sales outsourcing industry in the United States in 1998. We have 25 years of experience working within a wide range of industries to boost...

  • Reverse Mortgage Originator Development Program Specialist

    4 days ago

    Cincinnati, Ohio, United States Mutual of Omaha Mortgage Full time

    Job OverviewThis is a fantastic opportunity to launch your career in the reverse mortgage industry with our 12-month development program at Mutual of Omaha Mortgage.We are a leading organization with over 100 years of success and stability, providing a stable and rewarding career path for professionals.Our team works with retirees to strategically improve...

  • Insurance Sales Consultant

    3 days ago

    Cincinnati, Ohio, United States The Tran Agency - Reginald Freeman Full time

    Job OpportunityWe are seeking a highly motivated and ambitious individual to join our team as an Insurance Sales Consultant. As a key member of our organization, you will play a crucial role in helping homeowners protect their financial future.About the RoleAs an Insurance Sales Consultant, you will be responsible for selling simplified instant issue life...

  • Reverse Mortgage Originator Development Program

    1 month ago

    Cincinnati, United States Mutual of Omaha Mortgage Full time

    Job DescriptionJob DescriptionThis is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program.Come join the winning team, with over 100 years of success and stability. We give you all the tools and training that you need to succeed in this rewarding career.We work with retirees to strategically...

  • Outside Sales Consultant

    2 months ago

    Cincinnati, United States Improveit Home Remodeling Full time

    Job DescriptionJob DescriptionOutside Sales Consultant – No Cold CallsWe’re proud of the fact that we’ve given talented, hard-working individuals in industries like automotive sales, insurance sales, retail store management, restaurant management, and real estate highly successful careers in home improvement sales. They enjoy enhanced work-life...

  • Mortgage Loan Officer

    3 days ago

    Cincinnati, Ohio, United States Stock Yards Bank and Trust Full time

    Job SummaryWe are seeking a highly skilled Mortgage Loan Officer to join our team at Stock Yards Bank and Trust. As a Mortgage Loan Officer, you will be responsible for generating loan volume through sales efforts with builders, realtors, and other contacts.Key ResponsibilitiesDevelop and maintain relationships with builders, realtors, and other contacts to...

  • Outside Sales

    3 months ago

    Cincinnati, United States The Container Store Full time

    Overview The Outside Sales & Design Consultant is a highly skilled salesperson with a proven track record of results and provides exceptional service in premium custom designs and organizational solutions for the whole home. This role designs and sells premium custom spaces to customers in their homes by appointment. This position manages and...