Deposit Operations Representative Card Services

3 months ago


Iowa City, United States MidWestOne Full time

Overview:

At MidWestOne, our people are number one in everything we do. We are a community bank with a culture based on integrity and customer care. The people on our team are the foundation of our success. If you're ready to work for an organization that values you, develops your talents and helps you grow personally and professionally, then look no further.

This position is an entry-level Deposit Operations role focused on support for MidWestOne debit card services (new cards being ordered, reissue of expiring cards, and fraud resolution associated with cards). This role also includes the balancing of the Banks ATMs.

Responsibilities:
  • Assures compliance with all Bank policies and procedures as well as applicable state and federal banking regulations while performing all job responsibilities.
    • Follows Reg E and Mastercard guidelines when processing debit cardholder disputes which ensure that required timeframes are met.
    • Follows procedures when handling the Compromised Card lists that are sent to the bank.
  • Processes, orders and maintains records of ATM/Debit card applications.
  • Processes, orders and maintains records of reissued ATM/Debit cards.
  • Reviews Falcon alerts and administers the Falcon Fraud Detection Program at the bank.
  • Balances the Banks ATMs:
    • Balances the General Ledger account for ATM and cardholder activity on a daily basis.
  • Reviews cardholder exception reports on a daily basis.
  • Assists the Deposit Operations Team Leader to review and update duties, responsibilities, and procedures associated with this role on at least an annual basis.
  • Assists other Deposit Operations team members as necessary:
    • Completing deposit verifications;
    • Completing research requests;
    • Responding to miscellaneous internal and external customer requests;
  • Assures debit card services support maintains compliance with all Bank policies and procedures as well as applicable state and federal banking regulations.
  • Assists with clean-up projects.
  • Performs other duties as assigned.

The Perks

  • Competitive base compensation with additional performance-based incentives (incentives vary depending on role)
  • Career development and continuous learning opportunities
  • Paid Time Off, Paid Holidays, Parental/Grandparent Leave, and more
  • 100% vested 401(k) Retirement Plan with company match
  • Medical, Dental, and Vision insurance
  • Flex spending plan & Health savings accounts with employer contribution
  • Student Loan Debt Reduction Program & Tuition Assistance Plan
  • Employee Stock Ownership Plan
  • Employer provided group life insurance with option to purchase additional life insurance for you and your family members
  • Employer provided long term and short term disability insurance
  • Additional Insurance options to meet your personal needs: Critical Illness and Accident insurance
  • Wellness Program
  • Free banking services and other financial services discounts
  • Take Your Dog to Work Day in June
  • Employee Rally Day- a day of celebration and recognition
Qualifications:
  • Post high school education preferred or equivalent combination of education and related work experience.
  • In addition to education, prefer 1 year of experience in a support-related role. Banking or financial experience is preferred.

We RISE by lifting others. RISE stands for Retention, Innovation, Support, and Empowerment. Through RISE we aspire to create and sustain a culture of diversity, inclusion and belonging at work and in our communities. Our commitment to RISE is reflected in our operating principles, people and culture. We pledge to continuously learn, so we can understand and support the differences of individuals, embrace each other's strengths, and provide opportunities for all of us to work toward and achieve our full potential.

Now that you know more about us and the position, next step is for you apply so we can learn about you



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