Credit Analyst II
1 month ago
Overview:
This is a junior position in City National Bank's Food & Beverage Group ("F&B") within the National Corporate Banking division. F&B originates, closes and monitors direct and private-equity-backed transactions nationally by providing cash flow, asset-backed, and asset-based loans >$25.0 million to support companies that operate in the food and beverage sector. This role is within F&B's Credit function, whose primary mandate is to underwrite new transactions and manage existing exposure. At this level, employees are developing credit analysis skills, acquiring fundamental principles of corporate finance, learning bank policies and practices, and becoming familiar with relevant banking laws and regulations.
What you will do- New Transactions:
- Support due diligence efforts, including analyzing confidential information memoranda, lender presentations, complex raw data and financial statements provided by private equity firms, investment banks and/or prospective borrowers.
- Run dynamic 3-statement financial models with 2-3 sensitization cases and detailed, supporting assumptions.
- Facilitate the preparation of approval documents, including specific qualitative and quantitative content around the company, industry and transaction.
- Spread historical financial statements and analyze and explain the pertinent trends/drivers.
- Liaise with Loan Administration to satisfy pertinent compliance-related requirements pertaining to entities, owners and/or management.
- Gain exposure to external constituents (e.g. legal counsel, appraisers, field examiners, accounting firms, etc.) as well as all aspects of the new deal process (e.g. indicative term sheet, proposal letter, due diligence, lender meetings, commitment letter, credit agreement, loan closing, etc.)
- Portfolio Accounts:
- Prepare approval documents for amendments, consents, and waivers, including clearly articulating the background, request, and rationale. Shadow legal documentation.
- Spread historical financial statements, reconcile compliance certificates, and identify abnormalities for follow-up.
- Prepare quarterly trend cards and annual reviews, each focused on exposure levels, risk ratings, financial trends, and post-close modifications for each portfolio account.
- Satisfy ongoing Comprehensive Capital Analysis and Review deliverables for each portfolio account.
- Communicate with the Agent, private equity firms and/or management from time-to-time as portfolio-related deliverables dictate.
Must-Have*
- Bachelor's Degree or equivalent
- Minimum 3 years of credit or financial analysis experience required
- Minimum 3 years of experience in a banking or financial services environment required
Skills and Knowledge
- Good verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans
- Strong analytical, organizational, interpersonal and communication skills
- Proficient in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)
- Working knowledge of accounting and financial statement analysis
- Basic knowledge of banking policies and procedures
- Internship in credit and/or financial analysis preferred
- Requires a working knowledge of appropriate banking laws, regulations and bank policies and practices.
- Remedial course work through CNB Credit Boot Camp required.
*To be considered for this position you must meet at least these basic qualifications
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.' ABOUT CITY NATIONAL We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North Americas leading diversified financial services companies.
-
Credit Analyst II CB
2 days ago
Los Angeles, California, United States City National Bank Full timeAbout the RoleWe are seeking a highly skilled Credit Analyst II CB to join our team at City National Bank. As a Credit Analyst II CB, you will play a critical role in assisting credit officers to provide analytical support relating to portfolio management.Key ResponsibilitiesAssist credit officers in providing analytical support for portfolio...
-
Corporate Banking Credit Analyst II
6 days ago
Los Angeles, California, United States City National Bank Full timeCorporate Banking Credit Analyst IICity National Bank is seeking a Corporate Banking Credit Analyst II to join their esteemed team. In this pivotal role, you will engage in comprehensive credit evaluations, explore new lending opportunities, and oversee ongoing transactions. This position is designed to enhance your credit analysis expertise while deepening...
-
Credit Analyst II CB
2 months ago
Los Angeles, United States City National Bank Full timeCREDIT ANALYST II CB WHAT IS THE OPPORTUNITY? In this role, the colleague will be responsible for assisting credit officers to provide analytical support relating to portfolio management. Prepares quarterly trend cards for eligible credits. May prepare the liquidation, industry, and projection analysis of CRR with guidance of the credit officer. Prepares...
-
Credit Analyst II CB
2 days ago
Los Angeles, United States City National Bank Full timeOverview: CREDIT ANALYST II CB WHAT IS THE OPPORTUNITY? In this role, the colleague will be responsible for assisting credit officers to provide analytical support relating to portfolio management. Prepares quarterly trend cards for eligible credits. May prepare the liquidation, industry, and projection analysis of CRR with guidance of the credit officer....
-
Credit Analyst II Corporate Banking
4 weeks ago
Los Angeles, United States City National Bank Full timeCREDIT ANALYST II CORPORATE BANKING WHAT IS THE OPPORTUNITY? The Credit Analyst assists Corporate Banking Credit colleagues with recommendations for new credit and extensions of credit through research, analysis, and coordination of accurate documentation. This role also assists with on-going monitoring, reporting and analysis of the portfolio of closed...
-
Credit Analyst II Corporate Banking
2 months ago
Los Angeles, United States City National Bank Full timeOverview: CREDIT ANALYST II CORPORATE BANKING WHAT IS THE OPPORTUNITY? The Credit Analyst assists Corporate Banking Credit colleagues with recommendations for new credit and extensions of credit through research, analysis, and coordination of accurate documentation. This role also assists with on-going monitoring, reporting and analysis of the portfolio of...
-
Commercial Credit Analyst II
1 week ago
Los Angeles, California, United States City National Bank Full timeCREDIT OFFICER II CBWHAT IS THE OPPORTUNITY?This role is integral to the loan management process, providing essential credit and loan underwriting expertise to a Commercial Banking team. The position involves analyzing potential loan transactions and assessing the creditworthiness of borrowers. It includes validating the credit evaluations conducted by...
-
Commercial Credit Analyst II
4 days ago
Los Angeles, California, United States City National Bank Full timeCREDIT OFFICER II CBWHAT IS THE OPPORTUNITY?The role involves active participation in the loan management process, offering expertise in credit evaluation and loan underwriting to a Commercial Banking team. The candidate will assess potential loan transactions and the creditworthiness of borrowers. They will validate the credit analysis conducted by Credit...
-
Commercial Credit Analyst II
1 week ago
Los Angeles, California, United States City National Bank Full timeCREDIT OFFICER II CBWHAT IS THE OPPORTUNITY?This role involves active participation in the loan management cycle by delivering credit and loan underwriting proficiency to a Commercial Banking team. The position entails evaluating potential loan transactions and assessing the creditworthiness of borrowers. It is essential to validate the credit analysis...
-
Credit Analyst II Corporate Banking Position
4 days ago
Los Angeles, California, United States City National Bank Full timeAbout the RoleCity National Bank is seeking a skilled Credit Analyst II to join their Corporate Banking division. As a key member of the team, you will be responsible for conducting thorough credit analysis, identifying new business opportunities, and monitoring existing transactions.Key ResponsibilitiesConduct in-depth credit analysis and research to...
-
Credit Analyst
2 months ago
Los Angeles, United States Gpac Full timePosition: Credit AnalystLocation: CaliforniaEmployment Type: Full-TimeJoin our esteemed financial institution in California, dedicated to providing tailored financial solutions and fostering strong client relationships. We are currently seeking a detail-oriented Credit Analyst to join our dynamic team. In this role, you will collaborate closely with various...
-
Credit Analyst
1 month ago
Los Angeles, United States augmentjobs Full timeJob DescriptionJob DescriptionLocation: United States (Remote option available)Job Type: Full-time Company Overview: We are committed to driving financial solutions forward. We are looking for innovative thinkers and dedicated professionals to join our team and help us shape the future of finance. Our company offers a dynamic work environment with ample...
-
Credit Analyst Senior Capital Markets
1 month ago
Los Angeles, United States CFA Institute Full timeCREDIT ANALYST SENIOR CAPITAL MARKETS WHAT IS THE OPPORTUNITY? The 1LOD Credit - Capital Markets colleagues primarily support International Banking and Trade Finance, and Supply Chain Finance. The Credit Analyst assists the Capital Markets Credit colleagues with recommendations for new credit and extensions of credit through research, analysis, and...
-
Credit Analyst 4
4 months ago
Los Angeles, United States U.S. Bancorp Full timeResponsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or Credit Analyst, Analyst, Credit, Technology, Banking, Skills
-
Credit Officer II
1 month ago
Los Angeles, United States City National Bank Full timeOverview: CREDIT OFFICER II, Asset Based Lending: Hybrid Schedule - Charlotte, NC., Los Angeles, CA., New York, NY. WHAT IS THE OPPORTUNITY? A Credit Officer II participates in the loan management process by providing credit and loan underwriting expertise to an asset based lending team. Analyzes prospective loan transactions and credit worthiness of...
-
Corporate Banking Credit Analyst Role
4 days ago
Los Angeles, California, United States City National Bank Full timeAbout the RoleCity National Bank is seeking a skilled Credit Analyst II to join their Corporate Banking division. As a key member of the team, you will be responsible for conducting thorough credit analysis, identifying new business opportunities, and monitoring existing transactions.Key ResponsibilitiesConduct in-depth credit analysis and research new...
-
Senior Credit Analyst
1 week ago
Los Angeles, California, United States City National Bank Full timeCORPORATE BANKING CREDIT ANALYST II WHAT IS THE ROLE? The Corporate Banking Credit Analyst plays a crucial role in supporting the Corporate Banking Credit team by providing insights and recommendations for new credit applications and credit extensions. This position involves thorough research, detailed analysis, and ensuring that all documentation is...
-
Credit Analyst
1 month ago
Los Angeles, United States Jules and Associates, Inc. Full timeJob DescriptionJob DescriptionJules and Associates, one of the top independent leasing companies, is looking to hire a motivated Credit Analyst to review credit opportunities and successfully place them with our debt sources. They would be responsible for completing a cash flow analysis, reviewing financial statements, identifying trends, and seeking bank...
-
Lead Credit Analyst
1 week ago
Los Angeles, California, United States Cambridge Financial Full timePOSITION: LEAD CREDIT ANALYST Summary: At Cambridge Financial, we strive to enhance the financial well-being of our clients, team members, and the communities we serve. Our commitment to diversity and inclusion is paramount. The Lead Credit Analyst is responsible for preparing comprehensive credit analysis documents for executive management and the Board,...
-
Senior Credit Analyst
1 week ago
Los Angeles, California, United States City National Bank Full timeSENIOR CREDIT ANALYST WHAT IS THE OPPORTUNITY? In this position, the team member will play a crucial role in supporting credit officers by delivering analytical insights related to portfolio oversight. Responsibilities include the preparation of quarterly trend reports for qualifying credits. The analyst may also assist in the evaluation of liquidation,...
