Loan Officer Outside Sales

3 weeks ago


Baltimore, United States Primary Residential Mortgage Full time

Position Purpose - Responsibilities/Duties/Functions/Tasks The main function of this position is to proactively solicit new residential mortgage clients while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower’s financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. Originates their own sales by contacting prospective clients. Develops and maintains referral sources. Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans. Meets with prospective clients at locations other than PRMI’s offices, e.g., client’s home or other locations. Meets with clients in person to sell mortgage loan products/packages. Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts. Obtains credit information and necessary documentation for the application process. In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads. Engages in marketing and promotional activities in support of their own sales. Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs. Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines. Analyzes and exercises independent judgment and discretion in advancing PRMI’s business objectives and the interests of PRMI’s customers regarding significant financial decisions. Carries out major assignments affecting business operations of the employer or the employer’s customers through: collecting and analyzing information regarding the customer’s income, assets, investments, or debts, analyzing applicant data, credit, and collateral property value, determining which financial products best meet the customer’s needs and financial circumstances, providing advice to the customer regarding the advantages and disadvantages of available financial products, marketing, servicing, or promoting the employer’s financial products. Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries. Provides origination services in the state of licensure. Creates and maintains excellent business relationships with the referral client base, creating new mortgage lending opportunities. Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings. Qualifications Sales experience in the mortgage industry is preferred. Familiarity with mortgage processes, procedures, rules, regulations, and compliance. Exceptional customer service skills with a strong attention to detail. Excellent written and verbal communication skills. Strong computer skills to include a working knowledge of MS Office. Ability to comprehend and analyze financial information. Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management. Established contact and referral list within the real estate and mortgage industries preferred. Ability to pass a required background check. Company Conformance Statement In the performance of assigned tasks and duties, all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adhere to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as an advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process. Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. #J-18808-Ljbffr


  • Mortgage Loan Officer

    2 months ago


    Baltimore, United States Municipal Employees Credit Union of Baltimore, Inc. Full time

    Company Summary MECU is a not-for-profit financial institution committed to helping its members and community by offering high-quality financial products and services. MECU's success in empowering our members to improve their financial well-being and live better dates back to 1936. We seek service-oriented professionals that will be champions for our...

  • Mortgage Loan Officer

    2 months ago


    Baltimore, United States Dominion Financial Services, LLC Full time

    Are you a proactive, big picture person who loves to use your power of influence to drive outcomes? Are you comfortable with risk, taking action, and owning the results? Are you impatient and always in a hurry? Are you sick of bureaucracy and using rates as an excuse for not growing at the typical mortgage company? If so, as a Mortgage Loan Officer for...

  • Mortgage Loan Officer

    2 months ago


    Baltimore, United States Municipal Employees Credit Union of Baltimore, Inc. Full time

    Job DescriptionJob DescriptionCompany SummaryMECU is a not-for-profit financial institution committed to helping its members and community by offering high-quality financial products and services.MECU’s success in empowering our members to improve their financial well-being and live better dates back to 1936. We seek service-oriented professionals that...

  • Mortgage Loan Officer

    3 months ago


    Baltimore, United States Dominion Financial Services Full time

    Job DescriptionJob DescriptionAre you a proactive, big picture person who loves to use your power of influence to drive outcomes?Are you comfortable with risk, taking action, and owning the results?Are you impatient and always in a hurry?Are you sick of bureaucracy and using rates as an excuse for not growing at the typical mortgage company?If so, as a...


  • Baltimore, Maryland, United States Dominion Financial Services Full time

    Job OverviewEmpowering Mortgage ProfessionalsDominion Financial Services is a leading provider of mortgage financing solutions for investors and investment companies. We are seeking a highly motivated and results-driven Mortgage Loan Officer to join our team.Key ResponsibilitiesOrigination and SalesOriginate and close mortgage loans for investors and...


  • Baltimore, United States Morty Full time

    Job DescriptionJob DescriptionJoin Morty as a mortgage loan officer in Maryland. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Maryland and dedicated closing team to advance your career and achieve success.Are you a smart, resourceful, and self-sufficient individual? We're actively...

  • Outside Sales

    2 months ago


    Baltimore, United States Handyman on Call Full time

    Job DescriptionJob DescriptionJob SummaryWe are seeking a highly motivated and energetic Outside Sales Representative to join our team. In this role, you will generate leads, attract new clients, and close deals. Your responsibilities will include creating and submitting sales reports, building rapport with new and existing customers within your territory,...


  • Baltimore, United States Guardian Fire Protection Services, LLC Full time

    Job DescriptionJob DescriptionAbout the CompanyGuardian Fire Protection Services, LLC., has been an industry leader for fire protection services in the Maryland, Virginia, and Washington, DC area for over 40 years. We are based in Rockville, MD, with an additional office location in Baltimore, MD, and have an excellent team of 95 employees who are...

  • Mortgage Loan Officer

    2 weeks ago


    Baltimore, United States latitude Full time

    We are seeking a dynamic and experienced Mortgage Loan Officer with over 2 years of experience in the mortgage industry and a valid NMLS license. The ideal candidate will be responsible for guiding clients through the mortgage loan process, from appl Loan Officer, Mortgage, Officer, Banking, Staffing


  • Baltimore, United States Dominion Financial Services Full time $65,000

    Job DescriptionJob DescriptionJob Description: Dominion Financial Services (DFS) is a mortgage originator for single family real estate. DFS originates two main loan products – a short-term bridge loan for fix & flip investors, and a long-term rental loan for landlords growing their rental portfolios. DFS is thriving in the current competitive environment...


  • Baltimore, Maryland, United States Harbor Bank of MD Full time

    Job OverviewPosition: Commercial Lending OfficerDepartment: LendingReports to: EVP/Chief Lending OfficerStatus: ExemptSummary:The Commercial Lending Officer is responsible for developing and overseeing commercial loan portfolios that align with the Bank's lending standards while maximizing profitability and minimizing risk.Key Responsibilities:Conduct...


  • Baltimore, Maryland, United States Harbor Bank of MD Full time

    Position OverviewTitle: Commercial Lending OfficerDepartment: LendingReports to: EVP/Chief Lending OfficerStatus: ExemptSummary: The Commercial Lending Officer is responsible for developing and overseeing commercial loan portfolios that align with the Bank's lending standards while maximizing profitability and minimizing risk.Key Responsibilities:Conduct...


  • Baltimore, Maryland, United States Harbor Bank of MD Full time

    Position OverviewTitle: Commercial Lending OfficerDepartment: LendingReports to: EVP/Chief Lending OfficerStatus: ExemptSummary: The Commercial Lending Officer is responsible for cultivating and overseeing commercial loan portfolios that align with the Bank's lending standards while maximizing profitability and minimizing risk exposure.Key...


  • Baltimore, United States Hartfiel Automation Full time

    Outside SalesMission of the RoleTo engage with manufacturing companies, create sales and increase gross margin of the products we represent.To gain market share, meet and exceed annual goals, and best represent the suppliers we represent within a defined geographical territory.Education/ExperienceA degree in one of the following areas – Fluid Power...


  • Baltimore, United States North American Senior Benefits Full time

    We are seeking a motivated and dynamic Outside Sales Representative to join our growing team. The successful candidate will be responsible for generating new business by identifying potential clients, providing tailored insurance solutions, and building strong relationships within the community. We offer a generous commission plan. Ready to be part of a...


  • Baltimore, United States ALLIANCE MAILING INC Full time

    Job DescriptionJob DescriptionWe are seeking an Outside Sales Representative to join our team! You will resolve customer questions and offer solutions to drive company revenue.Responsibilities:Present and sell company services to new and existing customersProspect and contact potential customersReach agreed upon sales targets by the deadlineResolve customer...


  • Baltimore, United States Caliver Beach Full time

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped...


  • Baltimore, Maryland, United States IMC Insulation Materials Full time

    Our company is an independent, family owned and operated, fabricator and distributor of industrial and commercial insulation products.The above list of job duties is not exclusive or exhaustive and the employee will be required to undertake such tasks as may reasonably be expected within the scope of an Outside Sales Representative.Experience in industrial...

  • Territory Manager

    1 week ago


    Baltimore, United States Priority1 Full time

    Priority1 strives to go beyond simply offering jobs. We foster careers by creating a great working environment for our team members. We hire talented individuals who will provide the best support and can quickly adapt to the rapidly changing world of logistics. These talented men and women drive our business, and we are committed to their success. Job...


  • Baltimore, United States Lycatel LLC Full time $41,600 - $45,760

    Job DescriptionJob DescriptionLycamobile is seeking a talented Account Executive to join their Sales Team in Baltimore, MDThe individual will report to the Team Lead, Area Sales Manager or Regional Sales Manager.This position might be remote with a weekly commute to the an office location.Position:The position is responsible for driving sales performance and...