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Financial Analyst

2 months ago

Eden Prairie, United States Bluestem Brands Full time

At Fingerhut, you will enter a culture that encourages team members to be bold and courageous. A culture that is zealous in pursuit of our mission to help our customers live a better financial life. In this culture, our team members find opportunities to stretch themselves, have a voice that is valued and is listened to have a sizeable impact on the business, work cross-functionally and collaboratively. We are continually innovating and improving, challenging ourselves to take risks, learn from mistakes, and celebrate success as a team. We also grow careers, giving employees on-the-job stretch assignments, lateral moves to expand knowledge bases, and promotional opportunities that help to accelerate development.

We are looking for a Financial Analyst to join our FP&A team at Fingerhut, this role will provide critical financial and analytical support to business partners within merchandising, inventory, finance, and executive leadership. The Financial Analyst is accountable for financial planning and analysis, focusing on strategies to enhance profitability and drive sales growth. This role also drives key financials analyses, business processes, and decisions in partnership with internal stakeholders. The Financial Analyst will collaborate with cross-functional teams to analyze financial data, identify trends, and develop actionable recommendations.

This is not just another job; Fingerhut's mission is to help Americans live a better financial life by helping them establish, build, or rebuild their credit. You'll help the business hold itself accountable to deliver on our mission every day.

We empower each employee to put the customer first and our culture of ensuring all employees have an impact enables an entrepreneurial passion. No matter what stage of your career, you'll make an impact on business results and interface with key leaders. As we continue to invest in machine learning, data-driven modeling, CRM tools and innovation, the future is very exciting. Join us in our mission

This role is based out of our Eden Prairie, MN head office within our hybrid environment that has team members come into the office 3 days a week.

DUTIES AND RESPONSIBILITIES

  • Prepare complete and accurate financial modeling of key performance indicators for the merchandising, inventory & finance organizations
  • Facilitate management's understanding of financial performance through monthly variance analysis
  • Provide in-depth financial analysis to support key business decisions such as promotional planning and analysis, assortment optimization, and other ad hoc projects
  • Develop annual budgets and forecasts, working closely with business leaders to gather relevant data, assess budgetary needs, and ensure alignment with strategic objectives
  • Analyze the profitability of individual businesses to identify opportunities for revenue enhancement and cost optimization
  • Provide key analytical support to help the merchandising team discover & quantify negotiation opportunities
  • Lead partners through comprehensive quarterly financial reviews to generate new business opportunities
  • Review and challenge key assumptions, drivers, and metrics used in the forecast & planning process
  • Other duties or responsibilities as assigned
REQUIRED QUALIFICATIONS
  • Associate or Bachelor's degree in finance, accounting, or related fields
  • 2+ years of relevant work experience in finance, accounting, or related fields
  • Excellent analytical, financial modeling, and critical thinking skills
  • Deep knowledge of Microsoft Excel and related Microsoft Office products
PREFERRED QUALIFICATIONS
  • Excellent communication (written and verbal) and presentation skills
  • Proven ability to build strong relationships across teams
  • Curiosity, drive, and aptitude to find creative solutions
  • Ability to thrive in a fast-paced, growing environment
  • Knowledge of Oracle, Essbase, and SQL
  • Demonstrated ability to work collaboratively, manage projects, and meet challenging deadlines


About Fingerhut:

BLST Operating Company (Bluestem Brands) is a group of FinTech and eCommerce Retail businesses (www.bluestem.com) led by our Fingerhut and Orchard Portfolios. This position falls under Fingerhut - a long-standing fintech company. Check out www.fingerhut.com to see who we are and what we do for our customers. Fingerhut fuses our extensive years of data modeling and real-time analytics through machine learning to provide flexible payment options for our valued customers looking to establish, build, or rebuild credit. Qualifying customers use their accounts for e-Commerce purchases at fingerhut.com for everything they and their family need across a broad selection of national brands.

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