FVP - Credit Underwriting Manager

2 weeks ago

Holyoke, United States PeoplesBank Full time
Welcome to PeoplesBank We are the largest mutually chartered bank in Western Mass and Northern Connecticut and a leader in green values, sustainable energy financing, and charitable giving. We operate in the best interest of our customers and strive to be an inclusive and engaging work environment. We offer excellent compensation, workplace flexibility, and a competitive benefits package to our associates. Our award-winning culture has earned us recognition as Best Place to Work and Best Local Bank. Come join our team of dedicated and innovative individuals and contribute to our dynamic, successful organization.

Summary: Responsible for all aspects of credit underwriting department. Administers the company's loan policies and practices. Recommends loan policies and credit risk review policies and procedures. Identifies credit risk situations and provides guidance to line-of-business lending managers. Recommends to Risk Oversight/credit risk manager concentration and credit related reports for Loan Committee and Board of Directors. Manages the credit underwriting analysis function of the commercial lending department. Coordinates with the finance department by identifying and selecting all necessary loans and documentation in order to provide necessary collateral to be pledged to the FHLB.

Essential Duties and Responsibilities include the following. Other duties may be assigned

  • Resolves credit policy issues identified internally or by regulators by coordinating due diligence efforts with line-of-business managers.
  • Heads the bank's Internal Credit Policy Committee and coordinates the development and revision of policies and procedures to ensure compliance with regulatory agencies.
  • Oversees the review and interpretation of new and pending laws and regulations that potentially affect the organization's credit practices.
  • Supervises all aspects of staff activity including annual reviews and time off to ensure adherence to professional standards and smooth running of the department.
  • Manages the Commercial Lending underwriting Department area, assuring that credit underwriting analyses provide a clear rationale for the advancement of credit decisions. Reviews all credit underwriting going to Loan Committee. Insures that all staff are properly trained.
  • Collaborates with Risk Oversight manager and the Senior Lender by informing them of any material considerations affecting the loan portfolio, loan policy and unusual individual loan transactions of significant size.
  • Prepares portfolio reports and periodically provides findings to the Loan Committee.
  • Serves as a resource for credit policy and procedure interpretation to all lending functions.
  • Completes all yearly compliance training and testing and complies with bank, federal, and state regulations. Complies with Bank Policies and Procedures. Adheres to departmental and bank-wide service standard

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Education and/or Experience: Generally, requires a Master of Business Administration or an equivalent combination of education and experience, plus five to eight years of relevant experience.

Skills needed:

  • Ability to define problems, collect data, establish facts and draw valid conclusions.
  • At least 5 years of demonstratable leadership in credit management.
  • Must understand and comply with company policies and procedures.
  • Strong organizational skills, time management and attention to detail.
  • Strong customer service orientation.
  • Ability to manage a mid-sized team and delegate responsibility to achieve departmental goals.
  • Ability to work independently and determine appropriate prioritization aligned with organization goals.
  • Sound judgment & analytical skills with self-maintained focus.
  • Exceptional verbal and written communication skills with ability to interact using tact and diplomacy.
  • Continued focus on financial industry, economy and market condition

Certifications, Licenses and/or registrations: N/A

Computer Skills: Knowledge of computer applications including Word and Excel.

Work Environment and Physical Demands:

The working conditions and physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the associate is regularly required to sit, use hands to sort, write and keyboard, and to listen and speak. The associate is frequently required to reach, walk, stoop, crouch. The associate is occasionally required to stand, lift, bend, drive and travel.

  • FVP - Credit Underwriting Director

    3 weeks ago

    Holyoke, Massachusetts, United States PeoplesBank Full time

    Job Title: FVP - Credit Underwriting ManagerWelcome to PeoplesBank, a leader in green values, sustainable energy financing, and charitable giving. We operate in the best interest of our customers and strive to be an inclusive and engaging work environment. Our award-winning culture has earned us recognition as Best Place to Work and Best Local Bank.Job...

  • FVP - Credit Underwriting Manager

    2 weeks ago

    Holyoke, Massachusetts, United States PeoplesBank Full time

    Job SummaryWe are seeking a highly skilled and experienced Credit Underwriting Manager to join our team at PeoplesBank. As a key member of our commercial lending department, you will be responsible for overseeing all aspects of credit underwriting, including loan policy administration, risk assessment, and credit risk review.Key ResponsibilitiesAdminister...

  • FVP - Credit Underwriting Manager

    2 weeks ago

    Holyoke, United States PeoplesBank Full time

    Welcome to PeoplesBank! We are the largest mutually chartered bank in Western Mass and Northern Connecticut and a leader in green values, sustainable energy financing, and charitable giving. We operate in the best interest of our customers and strive to be an inclusive and engaging work environment. We offer excellent compensation, workplace flexibility, and...

  • FVP - Credit Underwriting Manager

    4 weeks ago

    Holyoke, MA, United States PeoplesBank Full time

    Welcome to PeoplesBank! We are the largest mutually chartered bank in Western Mass and Northern Connecticut and a leader in green values, sustainable energy financing, and charitable giving. We operate in the best interest of our customers and strive to be an inclusive and engaging work environment. We offer excellent compensation, workplace flexibility,...

  • Credit Underwriting Manager

    2 weeks ago

    Holyoke, Massachusetts, United States PeoplesBank Full time

    Job Title: Credit Underwriting ManagerWelcome to PeoplesBank, a leader in green values, sustainable energy financing, and charitable giving. We operate in the best interest of our customers and strive to be an inclusive and engaging work environment. Our award-winning culture has earned us recognition as Best Place to Work and Best Local Bank.Job...

  • AVP- Credit Underwriting Analyst

    1 month ago

    Holyoke, United States Experis Full time

    AVP- Credit Underwriting Analyst Our client in Holyoke, Mass, one of the most admired companies in Western Massachusetts, is seeking an AVP- Credit Underwriting Analyst to join their team. This experienced position will independently analyze complex credit data and financial statements under tight timelines to determine the degree of risk involved in...

  • AVP- Credit Underwriting Analyst

    1 month ago

    Holyoke, MA, United States Experis Full time

    AVP- Credit Underwriting Analyst Our client in Holyoke, Mass, one of the most admired companies in Western Massachusetts, is seeking an AVP- Credit Underwriting Analyst to join their team. This experienced position will independently analyze complex credit data and financial statements under tight timelines to determine the degree of risk involved in...

  • Senior Credit Analyst

    7 days ago

    Holyoke, Massachusetts, United States Experis Full time

    About the RoleWe are seeking a highly skilled Senior Credit Analyst to join our team at Experis. As a Senior Credit Analyst, you will play a critical role in evaluating the financial condition of applicants for commercial loans and analyzing complex credit data to determine the degree of risk involved in extending credit or lending money.Key...

  • VP - Team Leader Business Banking

    1 week ago

    Holyoke, United States Experis Full time

    VP - Team Leader Business Banking Our client in Holyoke, Mass. the largest and most admired community bank in Western Massachusetts, is seeking a VP - Team Leader Business Banking to join their team. They are the largest mutually chartered bank in Western Mass and Northern Connecticut and a leader in green values, sustainable energy financing, and charitable...

  • AVP - Commercial Portfolio Manager

    3 weeks ago

    Holyoke, Massachusetts, United States PeoplesBank Full time

    Job DescriptionWelcome to PeoplesBank, a leader in green values, sustainable energy financing, and charitable giving. We operate in the best interest of our customers and strive to be an inclusive and engaging work environment. Our award-winning culture has earned us recognition as Best Place to Work and Best Local Bank.Job SummaryThe Commercial Portfolio...

  • AVP - Commercial Portfolio Manager

    3 weeks ago

    Holyoke, United States PeoplesBank Full time

    Welcome to PeoplesBank! We are the largest mutually chartered bank in Western Mass and Northern Connecticut and a leader in green values, sustainable energy financing, and charitable giving. We operate in the best interest of our customers and strive to be an inclusive and engaging work environment. We offer excellent compensation, workplace flexibility, and...

  • Data Entry Clerk

    3 weeks ago

    Holyoke, United States Robert Half Full time

    Job DescriptionJob DescriptionWe are offering a short term contract employment opportunity for a Data Entry Clerk in South Hadley, Massachusetts. The role primarily involves supporting our database conversion project, working with a high volume of confidential files and utilizing Microsoft Excel extensively. Responsibilities:• Support the data management...

  • Account Manager

    3 months ago

    Holyoke, United States 21st Century Equipment Full time

    Calling all agriculture enthusiasts! Embrace your passion for farming and join 21st Century Equipment LLC as our next full-time Account Manager - Production Ag. Here, you'll embark on a rewarding journey, collaborating with customers to enhance their operations through innovative solutions and top-notch service. Be part of a company that values your...

  • Account Manager

    2 months ago

    Holyoke, United States 21st Century Equipment Full time

    Calling all agriculture enthusiasts! Embrace your passion for farming and join 21st Century Equipment LLC as our next full-time Account Manager - Production Ag. Here, you'll embark on a rewarding journey, collaborating with customers to enhance their operations through innovative solutions and top-notch service. Be part of a company that values your...

  • Seasonal Cashier Associate

    1 month ago

    Holyoke, Massachusetts, United States Burlington Full time

    Job Summary:Burlington Stores, Inc. is seeking a highly motivated and customer-focused Seasonal Cashier Associate to join our team. As a key member of our sales floor team, you will be responsible for delivering exceptional customer service, processing transactions, and maintaining a positive and professional attitude in a fast-paced retail...

  • Front Desk Representative

    2 weeks ago

    Holyoke, Massachusetts, United States Buffalo Lodging Associates, LLC Full time

    Job Title: Front Desk AgentWe are seeking a highly skilled and customer-focused Front Desk Agent to join our team at Homewood Suites by Hilton Holyoke-Springfield. As the face of our hotel, you will be responsible for providing exceptional service to our guests, ensuring their stay is comfortable and memorable.Key Responsibilities:Check-in and check-out...

  • Optometrist Opportunity

    5 days ago

    Holyoke, Massachusetts, United States U.S. Vision Full time

    Join Our Team of Independent OptometristsU.S. Vision is seeking a part-time optometrist to provide fill-in coverage at our optical office in Holyoke, Massachusetts. As an independent optometrist, you will have the flexibility to set your own fees and schedule. Our staff will act as your ancillary staff, assisting with patient care and administrative...

  • Optometrist Opportunity

    4 weeks ago

    Holyoke, Massachusetts, United States U.S. Vision Full time

    Join Our Network of Independent OptometristsU.S. Vision is seeking a part-time optometrist to provide fill-in coverage at our optical office in Holyoke, Massachusetts. This opportunity offers flexibility and autonomy, allowing you to set your own fees and maintain ownership of patient records.Key BenefitsPrivate independent practice with no restrictions on...

  • Reception Specialist

    2 months ago

    Holyoke, Massachusetts, United States Buffalo Lodging Associates, LLC Full time

    Position OverviewAs a key member of our hospitality team, the Front Desk Agent serves as the primary point of contact for guests, ensuring an exceptional experience from arrival to departure.Responsibilities:Welcome guests warmly and efficiently manage the check-in and check-out processes using our property management system.Handle financial transactions,...

  • Travel Nurse Psychiatric RN

    3 weeks ago

    Holyoke, Massachusetts, United States Cross Country Nurses Full time

    Job Title: Registered Nurse / Psychiatric UnitCross Country Nurses is seeking a skilled Psychiatric Nurse to join their team for a travel nursing assignment in a Massachusetts facility.Job SummaryThis is a 13-week travel nursing opportunity for a Psychiatric Nurse to work in a dynamic and supportive environment. As a Psychiatric Nurse, you will provide...