Mortgage Loan Officer

2 weeks ago

West Des Moines, United States V.I.P. Mortgage Inc. Full time
Job DescriptionJob Description

VIP Mortgage Inc. is focused on growing its Iowa and Nebraska footprint and has an opportunity for an experienced Loan Officer. VIP's culture is centered on HEART and its care for its people. VIP uses cutting-edge technology and has an obsession for innovation. VIP has been voted #1 Best Place to Work four years in a row. If you're looking for a company with HEART, committed to fulfillment and growing its people...then you should come grow with us.

VIP Mortgage is looking for an outgoing and motivated Loan Officers to join our Sales Team. The primary function of the Loan Officer is to support & enhance the Branch Manager's book of business. (The Branch Manager generates new leads and brings in new contacts/prospects) Proactively originating real estate loans and generating loan leads from the Branch database of existing clients, on behalf of the Branch Manager. Interview applicants to assist with the completion of a thorough real estate application, provide assistance with the applicant's selection of the loan program that best meets his/her needs, and prequalify the applicants to determine creditworthiness.

Essential Job Functions:

  • Provide exemplary service that meets and exceeds our customer's expectations. Ensure transactions are accurately and smoothly transitioned to the processing team.
  • Be registered/licensed with the Nationwide Mortgage Licensing System (NMLS) and Registry to comply with the S.A.F.E. Act.
  • Solicit real estate loans in accordance with agency standards and loan production goals by calling prospective referral sources and clients from the Branch Manager's pending pipeline.
  • Enhance & maintain relationships with realtors, brokers, home builders, and other referral sources to ensure continued growth and referral business.
  • Maintain & manage an active calling program for solicitation purposes, through the use of Annual Review calls and pending pipeline calls, as dictated by SPEAR.
  • Price out different options and provide multiple loan scenarios to prospective clients, using Mortgage Coach and SPEAR.
  • Explain and communicate terms, provide guidance and information relevant to the risks and benefits of each loan program, and set realistic expectations for borrowers.
  • Analyze loan applications to ensure FNMA, FHLMC, FHA, VA, Correspondent, Broker, and Warehouse guidelines are met. Thoroughly analyze the borrower's credit history and determine creditworthiness. Responsibilities also include recognition of suspicious or fraudulent activities.
  • Remain the front-line contact with customers to ensure outstanding customer service. Follows up with realtor and borrower to update loan status and answer any questions; to include any significant changes regarding loan processing, approval loan terms, closing dates, and Final HUD review.
  • Complies with applicable mortgage laws and policies; ensures compliance with HMDA requirements.
  • Provides interest rates, products, and services information to customers throughout the loan process. Responsible for locking rates and restructuring loans if needed.
  • Attend weekly sales meetings to discuss workflow, efficiencies, address any pertinent issues of concern, allowing employees to ask questions of new product information and procedures, general corporate information, etc.
  • Perform any duties/activities assigned by management

Qualifications:

  • Bachelors Degree in Business, Finance, Marketing, and or related field or equivalent work experience.
  • 2+ year's real estate, mortgage origination or related experience.
  • Must be proficient with RESPA/TIL, Federal, State, and regulatory procedures and practices. Knowledge of processing, closing, underwriting, and all other aspects of the mortgage loan process.
  • Must be familiar with PMI, Fannie, Freddie, FHA, and VA guidelines, including how those affect automated Underwriting Systems - DU/LP.
  • Strong communication, oral, organizational, analytical, problem-solving and time management skills; ability to work in stressful situations
  • Knowledge of computers and basic computer skills.

WORKING CONDITIONS: Fast-paced office environment.

PHYSICAL DEMANDS: Dexterity of hands and fingers to operate a computer keyboard, reaching overhead, above the shoulders and horizontally, bending at the waist, climbing kneeling, and stooping for installation of hardware, and hearing and speaking to communicate and provide information to others.

Here at V.I.P, our culture mirrors that of H.E.A.R.T:

H eart

E ffective Urgency

A bsolute Respect

R ewarding Performance

T otal Integrity

We treat our staff and clients as family and hold true to the standard that service should always be a 10. We are looking for that next all-star that can join the V.I.P family

VIP Mortgage, Inc. is an Equal Opportunity Employer

  • Mortgage Loan Officer in Iowa

    2 weeks ago

    Des Moines, United States Morty Full time

    Job DescriptionJob DescriptionJoin Morty as a mortgage loan officer in Iowa. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Iowa and dedicated closing team to advance your career and achieve success.Are you a smart, resourceful, and self-sufficient individual? We're actively seeking...

  • Mortgage Loan Officer

    17 hours ago

    West Palm Beach, United States Total Mortgage Services Full time

    TMS Core Values: Embrace and Drive Change Create and Maintain High Morale, Job Fulfillment and Enjoyment Be Creative and Open-Minded Pursue Growth and Learning in Self and Team Build Open and Honest Relationships with Communication General Purpose and Scope (Summary): Originate first and second mortgage loans. *Must be located in FL* Responsibilities /...

  • Mortgage Loan Officer

    7 days ago

    West Palm Beach, United States Total Mortgage Services Full time

    Job DescriptionJob DescriptionTMS Core Values:Embrace and Drive ChangeCreate and Maintain High Morale, Job Fulfillment and EnjoymentBe Creative and Open-MindedPursue Growth and Learning in Self and TeamBuild Open and Honest Relationships with CommunicationGeneral Purpose and Scope (Summary):Originate first and second mortgage loans.*Must be located in...

  • Mortgage Loan Officer Assistant

    2 days ago

    Kendall West, United States loans Full time

    $35,000 - $50,000 yearly **Responsibilities**: - Screen and make calls, book appointments and provide administrative support as needed - Answer questions about transactions for clients and company employees to help ensure a high level of customer satisfaction - Verify all loan package documentation received is accurate and complete in accordance with...

  • Mortgage Loan Originator

    2 days ago

    Kendall West, United States loans Full time

    $35,000 - $50,000 **Responsibilities**: - Exceed our production standards by maintaining an active pipeline - Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines - Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies and other related industry...

  • Real Estate Loan Officer

    6 days ago

    West Des Moines, United States Collins Community Credit Union Full time

    Collins Community Credit Union, a growing organization, is currently recruiting for a Real Estate Loan Officer. This position will take place at our Mills Civic branch in Des Moines. This person will be a competitive, independent, "doer" who can problem solve and get things done through people. In this role, you will promote and provide credit union products...

  • Loan Officer

    2 weeks ago

    West Bloomfield Township, United States Estate Financial, LLC Full time

    Company Description Estate Financial, LLC is a mortgage lender located in West Bloomfield Township, MI. Since our founding in 2020, we have prioritized offering the lowest rates and providing exceptional customer service. We pride ourselves on treating our clients with honesty, integrity, and personalized attention. Our goal is to help Americans find, keep,...

  • Loan Officer

    Found in: Appcast Linkedin GBL C2 - 2 weeks ago

    West Bloomfield Township, United States Estate Financial, LLC Full time

    Company Description Estate Financial, LLC is a mortgage lender located in West Bloomfield Township, MI. Since our founding in 2020, we have prioritized offering the lowest rates and providing exceptional customer service. We pride ourselves on treating our clients with honesty, integrity, and personalized attention. Our goal is to help Americans find, keep,...

  • Mortgage Advisor

    7 days ago

    West Palm Beach, United States Millennium Mortgage LLC Full time

    Job DescriptionJob DescriptionThe opportunity of the Millennium Mortgage LLCThe right individual will continually identify, develop, and maintain a quality network of real estate professionals, builders, professional and personal contacts that will serve as a recurring source for new mortgage lending opportunities. This opportunity is perfect for an...

  • Loan Specialist

    7 days ago

    Des Moines, United States Veterans United Full time

    Veterans United is seeking a Loan Specialist to join the team. Do you have strong customer service skills? Are you results-driven and interested in a sales position? Does a fast-paced workday complete with problem solving and critical thinking sound appealing to you? Would you like to work for the company that was named #1 Best Place to Work by the St. Louis...

  • Mortgage Underwriter

    6 days ago

    West Chester, United States CareerBuilder Full time

    The Mortgage underwriter must possess the ability to analyze information from multiple sources to perform a thorough evaluation and assessment of each borrower. She/he will identify the risk associated with each mortgage loan and provide sound lending decisions. Duties and Responsibilities Underwrite mortgage loan applications for retail and correspondent...

  • Mortgage Processor

    2 weeks ago

    Kendall West, United States Americasa Full time

    Job DescriptionJob DescriptionWe are currently seeking an experienced and detail-oriented Mortgage Loan Processor for our dynamic lending team. The ideal candidate will have years of mortgage processing experience, a can-do attitude, and a proven track record of providing solutions in the mortgage lending industry. If you are looking for an excellent...

  • Mortgage Processor

    2 days ago

    Kendall West, United States loans Full time

    **Compensation**: $102,510 at plan **Responsibilities**: - Prepare and submit detailed loan packages to the lender underwriting department for approval or denial - Maintain detailed documentation of the process in our system - from origination to close - Interview prospective loan applicants and assist them in finding the best loan products for their...

  • Loan Processor

    Found in: Talent US C2 - 2 weeks ago

    West Palm Beach, United States NVR Inc. Full time

    Positively impact the customer experience, while maintaining frequent communication and providing exceptional customer service to homebuyers Maintain ongoing communication with NVR Mortgage and Homebuilding staff throughout the entire loan process Manage multiple loan files, collect and record customer information, and ensure timely processing of...

  • Loan Workout Associate

    6 days ago

    West Des Moines, United States Strategic Staffing Solutions Full time

    Job Title: Loan Workout AssociateLocation: West Des Moines, IA. (HYBRID-3 days in office)Duration: 18 Month contract with chance of extension. Pay Rate: 22-24/HR Industry: Financial Services Required Qualifications: 2+ year of relevant professional experience 2+ years of loan servicing experience 2+ Years of Loan Workout experience. EXCEL...

  • Loan Workout Associate

    2 weeks ago

    West Des Moines, United States Strategic Staffing Solutions Full time

    Job Title: Loan Workout Associate Location: West Des Moines, IA. (HYBRID-3 days in office) Duration: 18 Month contract with chance of extension. Pay Rate: 22-24/HR Industry: Financial Services Required Qualifications: • 2+ year of relevant professional experience • EXCEL experience is very valuable in this role • Financial services...

  • Loan Workout Associate

    2 days ago

    West Des Moines, United States Strategic Staffing Solutions Full time

    Job Title: Loan Workout Associate Location: West Des Moines, IA. (HYBRID-3 days in office) Duration: 18 Month contract with chance of extension. Pay Rate: 22-24/HR Industry: Financial Services Required Qualifications: • 2 year of relevant professional experience • EXCEL experience is very valuable in this role • Financial services background is needed...

  • Post Closing Analyst

    6 days ago

    Des Moines, United States Palmer Group Full time

    Job DescriptionJob DescriptionPalmer Group is partnered with a West Des Moines company looking to hire a temporary Post Closing Analyst. If you have a mortgage or document management background, this may be your next job opportunity! Our client offers a team environment with excellent support and resources to get you up and running in your new...

  • Front Office

    6 days ago

    West Des Moines, United States Palmer Group Full time

    Job DescriptionJob DescriptionInterested in finding a new position in the Des Moines metro? Our local client is looking for qualified candidates to be considered for their open Front Office and Facilities Associate position. We are looking for individuals who can work independently at a front desk to assist visitors. Apply today if this job interests...

  • Front Office

    19 hours ago

    West Des Moines, United States Palmer Group Full time

    Job DescriptionJob DescriptionInterested in finding a new position in the Des Moines metro? Our local client is looking for qualified candidates to be considered for their open Front Office and Facilities Associate position. We are looking for individuals who can work independently at a front desk to assist visitors. Apply today if this job interests...