Credit Risk Analyst

24 hours ago


Lakewood, New Jersey, United States SNI Companies Full time
Job Title: Credit Analyst

SNI Companies is seeking a skilled Credit Analyst to join their lending team in Lakewood, NJ. As a Credit Analyst, you will be responsible for evaluating the creditworthiness of individuals and businesses for commercial loan requests.

Key Responsibilities:
  • Evaluate credit analysis to assess the creditworthiness of borrowers
  • Review financial data, credit reports, and other relevant information to determine credit risk
  • Develop and maintain credit files, ensuring all necessary information is up-to-date and accurate
  • Collaborate with credit association representatives to exchange credit information
  • Consult with customers to verify financial and credit transactions
  • Manage and process multiple credit requests of varying complexity
  • Review and update existing loan customer relationships and credit files to determine continued creditworthiness
Requirements:
  • Minimum 3 years commercial credit underwriting experience, with a focus on commercial real estate or 5 years banking experience
  • Bachelor's degree in Accounting, Finance, or related field required
  • Intermediate commercial real estate underwriting skills and experience
  • Time Management and organization skills
  • Proficient in MS Office and financial software
  • Interpersonal relations and communication skills
Benefits:
  • Medical/Dental/Vision insurance
  • Life/LTD insurance (employer paid)
  • Paid Federal Bank holidays
  • Flexible spending account
  • Health savings account (employer contributed)
  • 401(k) matching
  • PTO (Paid Time Off)

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