Underwriter/Credit Analyst II

2 months ago

Lakewood, United States TalentRoss Full time

At TalentRoss Staffing Company, we connect professionals with rewarding opportunities in the Several fields. We are dedicated to supporting our clients with top-tier talent and providing our candidates with career-advancing roles.


Job Title: Credit Analyst II

Location: Lakewood, New Jersey

Position Overview:

The Credit Analyst II is responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for commercial loan requests. The role requires working as part of an underwriting team within the credit department and complying with operating policies and procedures established for the credit analysis function.


Basic Qualifications:

Education/Training: Bachelor’s degree in Accounting, Finance, or a related field. Specialized bank lending education/training is required.

Skills:

  • Intermediate commercial real estate underwriting skills and experience
  • Proficient in English (reading, writing, grammar) and mathematics
  • Ability to manage a moderate workload consistently with limited oversight
  • Attention to detail and ability to work under strict time requirements
  • Proficient interpersonal relations, communication, and organizational skills
  • Developed financial analysis skills
  • Proficient in PC skills, including Microsoft Office, and ability to learn specific financial software
  • Thorough knowledge of current related regulations

Experience:

  • Minimum of three years of commercial credit underwriting experience focusing on commercial real estate, or
  • Minimum of five years of banking experience or related commercial real estate finance experience
  • SBA experience is preferred but not required


General Responsibilities:

  • Perform credit analysis to evaluate the creditworthiness of individuals and businesses
  • Comply with operating policies and procedures established for credit analysis
  • Timely communication with appropriate personnel
  • Maintain appropriate records and provide assigned reports

Essential Duties:

  • Receive applications and related financial data on prospective and active borrowing accounts
  • Analyze data and evaluate the short- and long-run prospects of individuals or businesses
  • Ensure all credit analysis activities are conducted per the prescribed lending policy
  • Prepare necessary cash flow analysis and generate financial ratios
  • Document all financial analysis work thoroughly
  • Make recommendations on the granting or denying of loans
  • Evaluate customer records and recommend repayment options
  • Review customer files to identify and select delinquent accounts for evaluation and action
  • Prepare written compilations of analysis for review and presentation
  • Confer with credit associations and other business representatives to exchange credit information
  • Consult with customers to verify financial and credit transactions
  • Manage and process multiple credit requests of varying complexity
  • Review, update, and evaluate existing loan customer relationships

Ancillary Duties:

  • Perform tasks supportive of the essential functions of the job


Equipment/Machines:

  • Telephone
  • PC/Computer keyboard
  • Printer
  • Copy machine
  • Fax machine
  • Scanner
  • Calculator

  • Underwriter/Credit Analyst II

    2 months ago

    Lakewood, United States TalentRoss Full time

    At TalentRoss Staffing Company, we connect professionals with rewarding opportunities in the Several fields. We are dedicated to supporting our clients with top-tier talent and providing our candidates with career-advancing roles.Job Title: Credit Analyst IILocation: Lakewood, New Jersey Position Overview:The Credit Analyst II is responsible for performing...

  • Credit Analyst II

    4 days ago

    Lakewood, New Jersey, United States First Commerce Bank Full time

    Job SummaryFirst Commerce Bank is seeking a skilled Credit Analyst II to join our team. As a Credit Analyst II, you will be responsible for analyzing financial data, evaluating credit risk, and making recommendations to approve or decline loan applications.Key ResponsibilitiesAnalyze financial data and credit reports to evaluate creditworthinessDevelop and...

  • Credit Analyst II

    3 months ago

    Lakewood, United States First Commerce Bank Full time

    Job DescriptionJob DescriptionRequirements Credit Analyst II:In office position must be able to commute to Lakewood, NJ.Minimum of 3 years experience in commercial underwriting (with a focus on commercial real estate) OR a minimum of 5 years banking experience (or related commercial real estate finance experience)Bachelor degree in Accounting, Finance, or...

  • Senior Credit Analyst

    3 days ago

    Lakewood, New Jersey, United States Accounting Now Full time

    Job Title: Senior Credit AnalystWe are seeking a highly skilled Senior Credit Analyst to join our team at Accounting Now. As a Senior Credit Analyst, you will be responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for commercial loan requests.Key Responsibilities:Perform credit analysis to evaluate the...

  • Senior Commercial Credit Analyst

    3 weeks ago

    Lakewood, New Jersey, United States First Commerce Bank Full time

    Job SummaryWe are seeking a highly skilled Credit Analyst II to join our team at First Commerce Bank. As a key member of our commercial lending team, you will be responsible for analyzing credit data, evaluating risk, and making recommendations on loan approvals.Key ResponsibilitiesAnalyze financial data and credit reports to assess the creditworthiness of...

  • Senior Credit Analyst

    4 days ago

    Lakewood, United States Accounting Now Full time

    SNI Companies is working with a financial services company located in Ocean County, NJ who is looking for a Senior Credit Analyst to join their lending team. As Senior Credit Analyst, you will be responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for commercial loan requests and assist with training...

  • Commercial Credit Analyst

    4 weeks ago

    Lakewood, New Jersey, United States First Commerce Bank Full time

    Job OverviewPosition: Credit Analyst IIEssential Qualifications:In-office role requiring commute.At least 3 years of experience in commercial underwriting, particularly in commercial real estate, or a minimum of 5 years in banking or related commercial finance roles.Bachelor's degree in Accounting, Finance, or a related discipline.Preferred: Specialized...

  • Credit Analyst

    4 days ago

    Lakewood, United States Accounting Now Full time

    SNI Companies is working with a financial services company located in Ocean County, NJ who is looking for a Credit Analyst to join their lending team. As Credit Analyst, you will be responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for commercial loan requestsThis role becomes hybrid after training, 3...

  • Credit Analyst

    3 days ago

    Lakewood, United States Accounting Now Full time

    SNI Companies is working with a financial services company located in Ocean County, NJ who is looking for a Credit Analyst to join their lending team. As Credit Analyst, you will be responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for commercial loan requests. This role becomes hybrid after training, 3...

  • Commercial Credit Analyst

    1 month ago

    Lakewood, New Jersey, United States First Commerce Bank Full time

    Position OverviewRole Summary: The Credit Analyst II is responsible for assessing the creditworthiness of individuals and businesses seeking financial assistance. This role requires a keen analytical mind and the ability to interpret complex financial data.Key Qualifications:In-office role requiring a commute to the designated location.A minimum of 3 years...

  • Commercial Credit Analyst

    1 month ago

    Lakewood, New Jersey, United States First Commerce Bank Full time

    Job OverviewPosition: Credit Analyst IIKey Qualifications:In-office role requiring commuting capabilities.At least 3 years of experience in commercial underwriting, particularly in commercial real estate, or a minimum of 5 years in banking or related finance sectors.Bachelor's degree in Accounting, Finance, or a closely related discipline.Preferred:...

  • Senior Credit Analyst

    4 days ago

    Lakewood Township, United States SNI Companies Full time

    SNI Companies is working with a financial services company located in Ocean County, NJ who is looking for a Senior Credit Analyst to join their lending team. As Senior Credit Analyst, you will be responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for commercial loan requests and assist with training and...

  • Credit Analyst

    4 days ago

    Lakewood Township, United States SNI Companies Full time

    SNI Companies is working with a financial services company located in Ocean County, NJ who is looking for a Credit Analyst to join their lending team. As Credit Analyst, you will be responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for commercial loan requestsThis role becomes hybrid after training, 3...

  • AT, Credit Analyst III

    3 months ago

    Lakewood, United States First Commerce Bank Full time

    Job DescriptionJob DescriptionRequirements for AT, Credit Analyst III:In office position must be able to commute to Lakewood, NJ.A minimum of three (3) to five (5) years commercial credit underwriting experience, including commercial real estate and C&I lending related experience required. SBA and non-profit underwriting experience preferred.Bachelor’s...

  • Credit Analyst III

    3 weeks ago

    Lakewood, New Jersey, United States First Commerce Bank Full time

    About the RoleWe are seeking a highly skilled Credit Analyst III to join our team at First Commerce Bank. As a key member of our commercial lending team, you will be responsible for analyzing financial data, evaluating creditworthiness, and making recommendations to approve or decline loan applications.Key ResponsibilitiesFinancial Analysis: Receive and...

  • Commercial Credit Analyst

    3 weeks ago

    Lakewood, New Jersey, United States First Commerce Bank Full time

    Job SummaryWe are seeking a highly skilled Commercial Credit Analyst to join our team at First Commerce Bank. As a Commercial Credit Analyst, you will be responsible for analyzing financial data and credit reports to determine the creditworthiness of potential borrowers.Key ResponsibilitiesFinancial Analysis: Analyze financial data and credit reports to...

  • Commercial Credit Analyst

    3 weeks ago

    Lakewood, New Jersey, United States First Commerce Bank Full time

    Job SummaryWe are seeking a highly skilled Commercial Credit Analyst to join our team at First Commerce Bank. As a Commercial Credit Analyst, you will be responsible for analyzing financial data and credit reports to determine the creditworthiness of potential borrowers.Key ResponsibilitiesFinancial Analysis: Analyze financial data and credit reports to...

  • Senior Credit Analyst

    4 weeks ago

    Lakewood, New Jersey, United States First Commerce Bank Full time

    Job OverviewPosition Summary for Senior Credit Analyst:This role requires a strong ability to commute to the designated office location.A minimum of three (3) to five (5) years of experience in commercial credit assessment, particularly in commercial real estate and commercial and industrial lending is essential. Experience with SBA and non-profit lending is...

  • Senior Credit Analyst

    1 month ago

    Lakewood, New Jersey, United States First Commerce Bank Full time

    Position OverviewKey Responsibilities for Senior Credit Analyst:In-office role requiring regular attendance.Minimum of three (3) to five (5) years of experience in commercial credit evaluation, with a focus on commercial real estate and commercial & industrial lending preferred. Experience with SBA and non-profit sectors is a plus.Bachelor's degree in...

  • Senior Credit Analyst

    4 weeks ago

    Lakewood, New Jersey, United States First Commerce Bank Full time

    Position OverviewKey Responsibilities for the Senior Credit Analyst:In-office role requiring a reliable commute.A minimum of three (3) to five (5) years of experience in commercial credit assessment, particularly in commercial real estate and commercial & industrial lending is essential. Experience with SBA and non-profit lending is advantageous.A Bachelor's...