Associate/Analyst - Leveraged Finance Credit
4 weeks ago
Associate/Analyst - Leveraged Finance Credit
Charlotte, North Carolina
Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us
Job Description:
Our Leveraged Finance Credit business represents Enterprise Credit in the leveraged finance acquisition underwriting process.
Job Responsibilities:
- Work as part of deal teams involving leveraged finance credit, investment banking, and capital markets to underwrite non-investment grade acquisition financing transactions
- Analyzes client's financial performance by comparing it to past performance, projections, and industry standards
- Reviews financial statements
- Assists in the underwriting and credit risk analysis of new transactions or existing transactions, while adhering to all relevant policies and procedures
- Builds projection models based on historical performance, industry forecasts, and other due diligence findings
- Trains, coaches, and mentors Credit Analysts
- Evaluate, analyze and assess corporate mergers, acquisitions and leveraged buyout transactions
- Review and analyze underwriting materials, such as: financial statements, presentations, projections, Quality of Earnings, Credit Ratings and other third-party reports
- Acquire understanding of new businesses and industries in a short period of time
- Identify and define key credit risks and weigh them against relevant mitigants
- Conduct due diligence with clients
- Present analysis of risks and associated mitigants to senior leaders in credit approval committees
- Contribute to and create approval documents for the initial acquisition finance underwriting
- Other projects as assigned, such as: reports synthesizing risk exposure statistics, market data over time, and reports on recently announced transactions
Required Qualifications:
- 1+ year experience working in investment banking or capital markets
- Financial analysis of public, private and non-traditional financial statements, presentations and projections
- Business acumen to identify key credit risks and variables to sensitize and diligence with the client
- Financial forecasting and modeling
- Analytical thinking and attention to detail to challenge client forecasting assumptions and identify credit concerns
- Advanced decision making for underwriting and stress case modeling
- Written communication to succinctly explain and document the various assumptions made in the model by the client and EC as well as analysis of quarterly financial performance
Desired Qualifications:
- Bachelor's Degree in finance, accounting or another related field
- 2 years' experience or MBA for Associate level role
Skills:
- Analytical Thinking
- Financial Analysis
- Financial Forecasting and Modeling
- Profitability Analysis
- Research Analysis
- Attention to Detail
- Business Acumen
- Credit and Risk Assessment
- Underwriting
- Written Communications
- Collaboration
- Critical Thinking
- Portfolio Analysis
- Prioritization
- Technical Documentation
Shift:
1st shift (United States of America)
Hours Per Week:
40
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
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To view the "EEO is the Law" Supplement, CLICK HERE ) .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
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This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
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