Analyst - Commercial Corporate Finance Credit Delivery

4 weeks ago

Charlotte, North Carolina, United States Truist Full time

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.

Need Help? )

If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility )

(accommodation requests only; other inquiries won't receive a response).

Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

The Commercial Corporate Finance Credit Delivery group ("Group") supports and facilitates new revenue growth through integrated origination and execution of capital structure alternatives and traditional banking revenue products. The Group structures, underwrites, and closes complex and often leveraged debt transactions for new and existing clients and private equity firms in Commercial Banking, driving, and directing the process and activities necessary to obtain Truist's balance sheet commitment as well as support syndicated risk decisions. Financing transactions include lead and non-lead opportunities that include private, family-owned transactions as well as sponsor-owned, leveraged transactions. The Group also actively manages the related loan portfolio to meet client needs while also ensuring appropriate risk/return strategies and executes amendments, refinancings and ancillary credit product approvals. Responsible for ongoing client dialogue, including product partner opportunity identification where appropriate. Actively manages portfolio risk through risk rating integrity, client reviews, watchlist management, and amendments/waivers, as well as executing compliance, audit and regulatory guidelines and reviews. The group is also responsible for early identification of emerging credit problems and industry trends to initiate risk mitigation actions and ensure appropriate capital allocation.

Group members often have significant leveraged lending experience, capital structure knowledge, and legal and documentation expertise. They are expected to demonstrate strong negotiation and persuasion skills during their interactions externally with C-level corporate management and private equity clients, and internally with partners.

Essential Duties and Responsibilities

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

  • Reporting to one of Group Team Leads, supports senior teammates and deal teams in developing complex financial models and providing analytical support including analyzing financial statements and projections, and developing and participating in credit underwriting, structuring and presentations. Together with senior teammates, conducts due diligence, obtains credit approval and facilitates legal review for transactions.
  • Fluent in Microsoft Office (Word, Excel and Powerpoint); ability to navigate Truist's systems and applications.
  • Develop a working knowledge of Truist products and demonstrates superior technical skills.
  • Responsible for analysis and underwriting related to transactions, amendments, modifications and other credit products for new and existing clients as part of deal teams.
  • Contributes to creating credit product approval documents and presentations.
  • Creates and utilizes analytical financial models, including financial projections, discounted cash flow analysis, leveraged buyout analysis, valuation analysis, and financial analysis of historical and projected cash flows.
  • Performs research and analysis on companies, industries and transactions in support of both client activities and risk mitigation strategies.
  • Supports senior teammates in management of the portfolio with responsibilities including financial statement spreads, covenant compliance analysis and others as directed.
  • Works closely with teammates in the preparation of on-time and high-quality annual client reviews, renewals, and amendments. Experienced teammates may be responsible for completing entire annual reviews on assigned clients.
  • Maintains active ownership and timely processing of quarterly financials and risk ratings within own portfolio and as needed across the team.

Qualifications

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Bachelor's degree
  • Strong analytical skills and attention to detail
  • Possess strong knowledge of advanced finance and accounting.
  • Strong written and verbal communication skills
  • Competitive drive and high work ethic, self-starter, team-oriented
  • Solid leadership and interpersonal skills
  • Ability to work well in a fast-paced, team-oriented environment
  • High level of adaptability and flexibility with strong organizational and time management skills
  • Some understanding of business
  • Advanced proficiency in Microsoft Excel and PowerPoint

Preferred Qualifications:

  • Minimum GPA: 3.0
  • 1 to 3 years of demonstrated work experience in finance or related field

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site )

. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.

EEO is the Law )

Pay Transparency Nondiscrimination Provision )

E-Verify (https://e-)


  • Financial Analyst

    1 hour ago

    Charlotte, North Carolina, United States Truist Full time

    Job SummaryWe are seeking a highly skilled Financial Analyst to join our Commercial Corporate Finance Credit Delivery team at Truist. As a key member of our team, you will play a critical role in supporting and facilitating new revenue growth through integrated origination and execution of capital structure alternatives and traditional banking revenue...

  • Associate - Credit Delivery - Commercial Corporate Finance

    4 weeks ago

    Charlotte, North Carolina, United States Truist Full time

    The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.Need...

  • 2025 Enterprise Credit Analyst Internship

    1 week ago

    Charlotte, North Carolina, United States Bank of America Full time

    Position OverviewEnterprise Credit Analyst Internship - 2025About Enterprise CreditThe Enterprise Credit division is a comprehensive credit evaluation, oversight, and product management unit responsible for assessing credit for clients across the bank's diverse business sectors, including individuals, corporations, and institutions. To ensure seamless...

  • Accounting Analyst

    3 weeks ago

    Charlotte, North Carolina, United States Commercial Credit Group Inc. Full time

    Accounting AnalystCharlotte, NCCommercial Credit, Inc. (CCI) is the parent Company of Commercial Credit Group, Inc., Commercial Funding Inc. and Keystone Equipment Finance Corp. Through its subsidiaries, CCI does business nationwide, providing secured financing to medium to large businesses and works closely with equipment vendors and manufacturers across...

  • Commercial Real Estate Credit Delivery Associate

    14 hours ago

    Charlotte, North Carolina, United States Truist Full time

    Job SummaryThe Commercial Real Estate Credit Delivery Associate plays a crucial role in facilitating financial analysis, risk assessment, and credit structure recommendations for Commercial Real Estate clients and prospects. This position requires a strong understanding of the Commercial Real Estate market, credit, and products.Key ResponsibilitiesFacilitate...

  • Analyst - Commercial Real Estate Credit Delivery

    3 months ago

    Charlotte, North Carolina, United States Truist Full time

    The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.Need...

  • Corporate and Investment Bank Credit Delivery Director

    2 hours ago

    Charlotte, North Carolina, United States Truist Full time

    Job SummaryWe are seeking a highly skilled and experienced Credit Delivery Director to join our team at Truist. As a key member of our Corporate and Investment Bank, you will be responsible for leading the underwriting and portfolio management of credit products for our clients.Key ResponsibilitiesLead the underwriting process for new and existing clients,...

  • Enterprise Credit Analyst Internship 2025

    1 week ago

    Charlotte, North Carolina, United States Bank of America Full time

    Position OverviewEnterprise Credit Analyst Internship - 2025About Enterprise CreditThe Enterprise Credit division is a comprehensive credit assessment, oversight, and product management unit that oversees credit for clients across the bank's diverse lines of business, which include individuals, corporations, and institutions. To ensure a seamless experience...

  • Corporate Finance Analyst

    2 weeks ago

    Charlotte, North Carolina, United States Wells Fargo Full time

    Join Wells Fargo as an Investment Banking Program AnalystAt Wells Fargo, we prioritize our customers and seek talented individuals who share our commitment to diversity, equity, and inclusion in a workplace where everyone feels valued and inspired.About the Role:The Investment Banking Program Analyst position is a part of our Corporate & Investment Banking...

  • Commercial Credit Specialist

    6 days ago

    Charlotte, North Carolina, United States Park National Bank Full time

    Job SummaryPark National Bank is seeking a highly skilled Commercial Credit Analyst II to join our team. As a Commercial Credit Analyst II, you will be responsible for analyzing financial data, underwriting credit requests, and making recommendations on credit risk.Key ResponsibilitiesFinancial Analysis: Analyze financial statements, tax returns, and other...

  • 2025 Enterprise Credit Analyst Internship

    1 week ago

    Charlotte, North Carolina, United States Bank of America Full time

    Position OverviewEnterprise Credit Analyst Internship - 2025About Enterprise CreditThe Enterprise Credit division serves as a comprehensive credit evaluation, oversight, and product management unit, overseeing credit for a diverse clientele across the bank's various sectors, including individuals, businesses, and institutions. To ensure seamless service...

  • Enterprise Credit Analyst Internship 2025

    2 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Overview of the RoleEnterprise Credit Analyst Internship - 2025About Enterprise CreditThe Enterprise Credit division functions as a cohesive credit assessment, oversight, and product management entity, overseeing credit for a diverse clientele across the bank's various sectors, including individuals, corporations, and institutions. To ensure a seamless...

  • Enterprise Credit Analyst Internship 2025

    2 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Overview of the RoleEnterprise Credit Analyst Internship - 2025About Enterprise CreditThe Enterprise Credit division is a cohesive organization focused on credit assessment, oversight, and product management, catering to a diverse clientele across the bank's multiple business sectors, including individuals, corporations, and institutions. To provide seamless...

  • Enterprise Credit Analyst Internship 2025

    2 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Overview of the RoleEnterprise Credit Analyst Program - 2025About Enterprise CreditThe Enterprise Credit division functions as a cohesive credit assessment, oversight, and product management entity, overseeing credit for a diverse clientele across the bank's multiple business sectors, including individuals, corporations, and institutions. To ensure a...

  • 2025 Enterprise Credit Analyst Internship

    1 week ago

    Charlotte, North Carolina, United States Bank of America Full time

    Overview of the RoleEnterprise Credit Analyst Program - 2025About Enterprise CreditThe Enterprise Credit division is a comprehensive credit assessment, oversight, and product management unit that oversees credit for clients across the bank's diverse business sectors, including individuals, corporations, and institutions. To provide seamless service to our...

  • Enterprise Credit Analyst Internship 2025

    2 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Position OverviewEnterprise Credit Analyst Program - 2025About Enterprise CreditThe Enterprise Credit division is a cohesive credit assessment, oversight, and product management unit responsible for evaluating credit for clients across the bank's diverse business sectors, which include individuals, corporations, and institutions. To ensure a seamless...

  • Enterprise Credit Analyst Internship 2025

    2 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Position OverviewEnterprise Credit Analyst Internship - 2025About Enterprise CreditThe Enterprise Credit division functions as a cohesive credit assessment, oversight, and product management entity, overseeing credit for clients across the bank's diverse business sectors, which include individuals, corporations, and institutions. To ensure a seamless...

  • Enterprise Credit Analyst Internship 2025

    2 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Overview of the RoleEnterprise Credit Analyst Internship - 2025About Enterprise CreditThe Enterprise Credit division is a cohesive organization focused on credit assessment, oversight, and product management, catering to clients across the bank's diverse business sectors, including individuals, corporations, and institutions. To ensure a seamless experience...

  • Corporate Banking Credit Analyst II

    2 weeks ago

    Charlotte, North Carolina, United States City National Bank Full time

    Corporate Banking Credit Analyst II Opportunity Overview This role is integral to the loan management framework, providing essential credit and loan underwriting insights to the Corporate Banking division. The position involves evaluating potential loan transactions and assessing the creditworthiness of clients. The Credit Officer will validate the analyses...

  • Associate/Analyst - Leveraged Finance Credit

    4 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Associate/Analyst - Leveraged Finance Credit Charlotte, North Carolina Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the...