Senior Risk Analyst – Strategic, Conduct and Reputation Risk

Ally and Your Career
Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity
This role is on a hybrid schedule with a few days in office weekly in our Detroit or Charlotte office with some remote work.

Ally Financial Inc.'s Independent Risk Management function is responsible for objective and critical assessment of risks and-through oversight, effective challenge, and other means-evaluation of whether Ally remains aligned with its risk appetite and risk limits.

Seeking a highly analytical and adaptable Senior Risk Analyst to join our Strategic, Conduct and Reputation Risk team within Enterprise Risk Management (ERM). This role will be critical in supporting the proactive monitoring of internal and external environments to detect emerging risks and contributing to data-driven insights that inform strategic decision-making.

Success in this role requires a strong combination of critical thinking, intellectual curiosity and the ability to work both independently and collaboratively. The ideal candidate will be capable of engaging effectively across a diverse set of stakeholders, demonstrating sound judgment and a proactive mindset in identifying risks that could impact the firm's reputation, culture and long-term strategic objectives.

The Work Itself
Monitoring & Risk Identification

• Continuously monitor internal data, employee behavior trends, strategic initiatives, key risk indicators and external developments (e.g., peer benchmarking, industry trends, media coverage, regulatory activity, macroeconomic shifts and stakeholder sentiment) to identify potential areas of elevated strategic, conduct or reputation risk
• Routine News & Social Media monitoring, escalating where appropriate
• Maintain an understanding of Ally's monitoring and testing approach, methodology and tools/technology, helping support testing, upgrades and enhancements (Archer)
• Support review and challenge of findings/issues within Issues Management, ensuring risk implications across the three risk stripes are understood, appropriately tagged and adequately rated
• Support review and challenge of external communications to ensure alignment with risk appetite and reputational considerations. Maintain a close partnership with Marketing during both business-as-usual activities and in times of crisis/business disruption

Analysis & Insight Generation

• Analyze trends to identify patterns indicating potential or emerging elevated risk
• Synthesize information across various sources into actionable insights
• Support effective challenge activities of first line processes, programs, or risk mitigation strategies – particularly where elevated strategic, conduct or reputational risk may exist – and conduct deep dives on internal incidents to identify root causes, emerging themes and opportunities for control enhancement
• Collaborate with stakeholders across business units and support functions to validate and contextualize findings

Reporting & Communication

• Support the preparation of impactful, visually clear and concise reporting materials tailored to audiences at all levels
• Contribute to the development of insights and messaging of key risk themes and emerging issues in cross-functional forums and relevant governance routines
• Present risk findings and insights to senior leadership and executive committees
• Coordinate regular program management meetings and working sessions, including status reports, reporting, minutes, action items and follow-ups

Collaboration & Stakeholder Engagement

• Partner with and support stakeholder groups, providing insights that help strengthen risk awareness, prevention and mitigation strategies
• Support initiatives to strengthen program, as assigned

Skills
The Skills You Bring

• Bachelors degree required. Masters preferred.
• 3+ years of work experience in the financial services industry required.
• Experience in Audit, marketing, management consulting, HR , risk/compliance or similar field highly preferred
• Strong analytical, organizational and problem-solving skills
• Familiarity with risk and control concepts
• Ability to multi-task, adapt to a changing and developing environment and work as part of a team
• Self-starter that is highly organized and detail oriented, and able to drive to deadlines, targets and project goals
• Effective communication skills with proficiency in Excel, Word and Powerpoint to structure reports and presentations
• Comfortable participating in and / or facilitating large meetings
• General openness - wants to learn and excel in all aspects of job - ambitious but willing to perform tasks at all levels, including routine or administrative tasks
• Strong work ethic, persistence and determination in problem solving
• Ability to produce deliverables accurately and on time with minimal supervision
• Must thrive in a fast-paced environment where on the job training is used in lieu of a formal training program
• Ability to filter, analyze, and translate data into meaningful information and draw conclusions and make recommendations
• Demonstrated ability to take full ownership of deliverables and be accountable for results
• Willingness and ability to continually improve processes to maximize efficiency and effectiveness, and document procedures
• Ability to work as needed to ensure deadlines are met

How We'll Have Your Back
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

• Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
• Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.
• Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
• To view more detailed information about Ally's Total Rewards, please visit this link:

Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range
: $ $120000 USD

An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation: This position is eligible to participate in our annual incentive plan.