Credit Analysis Intern/Seasonal

1 week ago


Natick, Massachusetts, United States BankTalent HQ Full time
Job Summary

We are seeking a highly motivated and detail-oriented Credit Analysis Intern/Seasonal to join our team at BankTalent HQ. As a key member of our commercial lending team, you will assist in the annual commercial loan renewal process by completing financial statement spreads and debt service coverage analysis.

Key Responsibilities
  • Collaborate with Credit Analysts to set up and complete portions of the Credit Approval Memorandum (CAM)
  • Perform various aspects of financial analysis, including debt service coverage analysis, collateral coverage analysis, and income statement and balance sheet ratio analysis
  • Utilize spreading software to spread the financial statements of Corporate Banking customers
  • Conduct industry research using various web-based applications and search tools
  • Ensure full compliance with the Bank's Information Security Policies and Procedures
  • Support Credit Analysts with various tasks and functions
Requirements
  • At least three years of completed coursework in accounting and finance
  • Candidate must be enrolled in a college program towards a bachelor's degree
  • Candidates for this position must be authorized to work in the United States on a full-time basis for any employer without restriction
  • Visa Sponsorship will not be provided for this position
  • Must possess at least intermediate technology skills, including knowledge of word processing, database, and spreadsheet applications
  • MS Office Suite proficiency necessary
  • Must be extremely detail-oriented and able to effectively communicate both verbally and in writing


Middlesex Savings Bank is an EO/AA Employer: Min/Fem/Vet/Disabled

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