Mortgage Originator

7 days ago


Dallas, Texas, United States BankTalent HQ Full time
Mortgage Lender Job Description

At BankTalent HQ, we're seeking a skilled Mortgage Lender to join our team in Dallas, TX. As a Mortgage Lender, you'll play a crucial role in identifying and securing residential lending opportunities, including purchase, refinance, Jumbo, conforming, and construction loans.

Key Responsibilities:

  • Solicit and bring in mortgage business for the bank through previous contacts, relationships, and referrals from real estate agents, builders, developers, and branches.
  • Ensure compliance with regulatory guidelines in the performance of loan originator duties.
  • Interview potential applicants to gather information about their needs, desires, and financial data.
  • Assist customers with loan information, interest rate options, and initial disclosures.
  • Communicate with customers throughout the loan process and work with processors to ensure timely closings.
  • Originate residential home loans and stay informed about local real estate market trends and changing mortgage regulations.
  • Develop and maintain internal relationships to drive cross-sell opportunities for other bank products.

Requirements:

  • High school degree or equivalent, with some years of sales experience and extensive knowledge of residential loan and bank products.
  • Basic knowledge of mortgage lending, processing, credit analysis, mortgage laws, and regulations.
  • Ability to successfully solicit loans, work independently, and handle multiple priorities.
  • Strong interpersonal, verbal, and written communication skills.
  • Ability to work effectively in a high-pressure environment and with various computer software, including mortgage-specific software.

Benefits:

  • Medical, dental, and vision insurance
  • Employer-paid life insurance
  • 401(k) plan with generous company match
  • Paid time off (sick, vacation, federal holidays)
  • Tuition reimbursement for qualifying employees
  • Promotional opportunities offered from within

Zions Bancorporation (ZION) is a leading financial institution included in the S&P 500 and NASDAQ Financial 100 indices.


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