Mortgage Lending Specialist

2 weeks ago


Baltimore, Maryland, United States Latitude Inc Full time
Job Title:
Mortgage Lending Specialist
Location: Remote

Position Type:
Full-Time, Hybrid Schedule after 90 days

Job Overview: Latitude Inc is on the lookout for a dedicated and skilled Mortgage Lending Specialist to enhance our team. The successful candidate will possess a robust background in loan origination, outstanding customer service abilities, and a thorough comprehension of the lending process. The Mortgage Lending Specialist will play a crucial role in guiding clients through the process of obtaining loans for various needs, including home acquisitions and refinancing options.

Key Duties:
  • Assess, authorize, and recommend loan approvals.
  • Engage with applicants to gather necessary information for loan applications and address inquiries regarding the lending process.
  • Evaluate applicants' financial situations, credit histories, and property assessments to determine loan viability.
  • Inform clients about the various loan types and credit options available, including the terms associated with these services.
  • Stay informed on lending products, underwriting guidelines, and regulatory requirements to provide precise and timely advice to clients.
  • Maintain comprehensive records of loan applications, approvals, and rejections.
  • Build and sustain strong relationships with clients and real estate professionals.
  • Ensure adherence to all relevant laws and regulations throughout the lending process.

Qualifications:
  • NMLS License: A valid NMLS (Nationwide Mortgage Licensing System) license is required.
  • Experience: At least 2 years of experience in a loan officer capacity.
  • Education: A Bachelor's degree in Finance, Business Administration, or a related discipline is preferred.
  • Credit Union Background: Previous experience in a credit union setting is highly advantageous.
  • Strong understanding of mortgage lending products, processes, and regulations.
  • Exceptional analytical, interpersonal, and communication skills.
  • Demonstrated ability to cultivate and maintain client relationships.
  • Capacity to work independently and manage time efficiently.
  • Proficiency in loan origination software and Microsoft Office Suite.

PI

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